
Retail Finance Manager
4 weeks ago
Job Title: Head – Retail & Channel Finance
Location: PAN India, Based out of Bangalore
Department: Sales / Retail Finance / Channel Development
Reports To: Sales / Business Head
Role Overview:
We are looking for a dynamic and experienced Retail & Channel Finance professional to lead the development and execution of our financing strategy across regions. The role is responsible for driving retail loan penetration, expanding financier networks, designing consumer financing schemes, and enabling channel partners with working capital and inventory funding solutions. The ideal candidate brings a deep understanding of automotive finance (ICE & EV) and has a proven track record in driving sales enablement through financing.
Key Responsibilities:
1. Retail Finance Strategy & Execution
- Design and implement innovative, customer-centric retail finance schemes in partnership with NBFCs, banks, and fintechs.
- Launch digital retail finance solutions across the dealer network to enhance customer experience and loan turnaround.
- Negotiate and secure monthly and festival-based schemes with financiers to drive loan affordability and sales volume.
- Monitor retail penetration rates by region, product, and financier; optimize performance based on MIS insights.
2. Channel Finance & Dealer Funding
- Establish and manage inventory funding tie-ups to support dealer working capital needs.
- Ensure timely credit availability and manage exposure across dealer networks.
- Maintain dealer financial health by evaluating balance sheets, payment cycles, and risk indicators.
3. Financier Relations & Onboarding
- Lead tie-ups with national and regional NBFCs/Banks for retail and channel financing.
- Execute MOUs and policy documents ensuring alignment with business terms and compliance standards.
- Expand reach by onboarding new financiers and digital lending partners.
4. Sales Enablement & Dealer Support
- Collaborate with regional sales and dealer teams to resolve finance-related issues.
- Conduct training and upskilling programs for dealership finance executives and inside sales teams.
- Drive participation in loan melas, financier meets, and joint promotional campaigns with banks/NBFCs.
5. Reporting, Analysis & Compliance
- Develop and maintain detailed MIS dashboards for tracking financier performance, scheme utilization, and ROI.
- Provide periodic insights to sales leadership for informed business decisions.
- Ensure documentation, compliance, and audit-readiness of all financing arrangements.
Key Skills & Competencies:
- Expertise in Retail & Channel Finance (2W/EV segment preferred)
- Strong Financier & Stakeholder Management skills
- Proven ability to negotiate & structure finance offerings
- Strong understanding of credit processes, lending norms, and working capital management
- Proficiency in MIS creation, analytics, and reporting tools
- Team leadership and capability development experience
- Excellent communication, collaboration, and problem-solving skills
Qualifications & Experience:
- Graduate/Postgraduate in Finance, Business Administration, or related fields
- Minimum 10 years of experience in automobile finance, BFSI, or mobility sectors
- Exposure across multiple regions (Nort, West, South, East India) with strong understanding of regional business nuances will be an added advantage.
Preferred Industry Background:
- Automobile (2W, EV)
- NBFC / Banking / FinTech
- Mobility Platforms
- BFSI with auto loan specialization
-
Retail Finance Manager
1 week ago
Bengaluru, Karnataka, India Oben Electric Vehicles Full time ₹ 20,00,000 - ₹ 25,00,000 per yearRole Overview:We are looking for a dynamic and experienced Retail & Channel Finance professional to lead the development and execution of our financing strategy across regions. The role is responsible for driving retail loan penetration, expanding financier networks, designing consumer financing schemes, and enabling channel partners with working capital and...
-
Retail Team Manager
1 week ago
Bengaluru, Karnataka, India SRV RETAIL Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAs a Floor Manager at Tanishq, you will be responsible for managing a team of sales officers to achieve monthly and annual sales targets. Your key responsibilities will include: - Guiding the sales team to meet sales goals and objectives - Ensuring high levels of customer service by monitoring follow-up on orders and responses to customer enquiries -...
-
Business Finance Partner
6 days ago
Bengaluru, Karnataka, India Cocoblu Retail Full time ₹ 15,00,000 - ₹ 25,00,000 per yearCompany DescriptionCocoblu is a retail company that focuses on helping brands succeed in ecommerce marketplaces. With technology, world-class infrastructure, proprietary processes, and platform expertise, we help brands win over customers quickly and consistently. We have a track record of delivering brand success and customer delight online for hundreds of...
-
V2 Retail
4 weeks ago
Bengaluru, Karnataka, India V2 Retail Ltd Full timeLocation: Karnataka, IndiaExperience: 2 - 4 YearsEmployment Type: Full-Time, On-siteAbout the Company:V2 Retail Limited is one of India's fastest-growing retail companies, offering a unique blend of value and variety across apparel, specializing in smart, trendy, and fashionable products. With a strong presence in 17 states and 96 operational stores, V2...
-
V2 Retail
4 weeks ago
Bengaluru, Karnataka, India V2 Retail Ltd Full timeLocation: Karnataka, IndiaExperience: 4 - 6 YearsEmployment Type: Full-Time, On-siteAbout the Company:V2 Retail Limited is one of India's fastest-growing retail companies, offering a unique blend of value and variety across smart, trendy apparel. With 96 operational stores and strong leadership, V2 Retail is committed to delivering excellent customer...
-
Area Retail Sales Manager
1 week ago
Bengaluru, Karnataka, India XL Retail Private Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionXL Retail Private Limited is a leading business with a vision to help customers define and discover their individuality by offering a wide variety of watches for men, women, young adults, and kids. We provide an extensive catalog of 100% genuine, latest, and exclusive products, including shoes, apparel, bags, and more from top brands like...
-
Head - Retail Operations
4 days ago
Bengaluru, Karnataka, India Reliance Retail Full time ₹ 20,00,000 - ₹ 25,00,000 per yearJob Title: Head Retail OperationsReports To: CEOPurpose of the RoleThe Head of Retail Operations is responsible for driving business performance across all stores with a strong focus on revenue growth, like-to-like (L2L) improvement, and expansion through new store openings. The role is central to building exceptional customer experience, strengthening...
-
Department Manager
1 week ago
Bengaluru, Karnataka, India Reliance Retail Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRole Name: Department ManagerFormat: AzorteReporting Manager: Store ManagerRole Purpose: Responsible for presentation, sales, profitability, VM and customer satisfaction of categories/brands in the respective departmentKey Responsibilities:Finance: Achieve revenue, gross margin Control inventory level and shrinkage Increase margins and minimize expenses ...
-
Area Manager
2 weeks ago
Bengaluru, Karnataka, India Bajaj Finance Full time ₹ 15,00,000 - ₹ 25,00,000 per yearArea Manager - LAS / Senior Area Manager - LAS Job Purpose This position is open with Bajaj Finance Ltd.Culture Anchor:- Have high ambitions – Inspires the team to aim for higher targets and supports in achieving them- Own It – Acknowledges uncertainty and makes changes in own decisions/actions for better outcomesDuties and Responsibilities-...
-
Finance Manager
6 days ago
Bengaluru, Karnataka, India Advaith Foundation - ShikshaLokam Full time ₹ 10,80,000 - ₹ 15,00,000 per yearPurpose of the jobThe Finance Manager will oversee financial planning, analysis, and reporting for retail operations. This role needs strong understanding of retail metrics, inventory dynamics, and cost control strategies to support business growth and profitability. The ideal candidate will be both detail-oriented and commercially savvy, capable of...