Risk and credit Analysis Trainer

4 weeks ago


Mumbai, Maharashtra, India Freelance Full time

Role Description

This is a part-time, on-site role located in Mumbai /Chennai for a Freelance Risk and Credit Analysis Trainer / SME.

Duration: 2 days

Key Responsibilities:

Deliver engaging training sessions on:

  • Credit lifecycle: origination to recovery
  • Financial statement interpretation & ratio analysis
  • Working capital assessment (operating cycle, MPBF, committee norms)
  • Credit Appraisal Memorandum (CAM) structure and writing
  • Cash flow projections and cash flow-based underwriting
  • Risk identification, pricing, structuring, and mitigation
  • Early warning signals and red flag detection in SME accounts
  • Use of credit bureaus (CIBIL, CRILC) and tech tools (GST, MCA, etc.)
  • De-risking Tools ,Balance Sheet Management & Profit Manipulation Tactics  

Qualifications

  • Minimum 5+ years of experience in credit analysis, banking operations, or financial risk management
  • Ability to develop comprehensive training materials and conduct effective training sessions
  • Strong analytical and problem-solving skills
  • Excellent written and verbal communication skills
  • Strong command of financial ratios, CAM preparation, and credit underwriting
  • Familiarity with regulatory guidelines (RBI, CRILC, NPA norms, etc.)
  • Excellent communication and teamwork skills
  • Preferred: Experience working with NBFCs, MSME lending or commercial banking


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