
Risk and credit Analysis Trainer
4 weeks ago
Role Description
This is a part-time, on-site role located in Mumbai /Chennai for a Freelance Risk and Credit Analysis Trainer / SME.
Duration: 2 days
Key Responsibilities:
Deliver engaging training sessions on:
- Credit lifecycle: origination to recovery
- Financial statement interpretation & ratio analysis
- Working capital assessment (operating cycle, MPBF, committee norms)
- Credit Appraisal Memorandum (CAM) structure and writing
- Cash flow projections and cash flow-based underwriting
- Risk identification, pricing, structuring, and mitigation
- Early warning signals and red flag detection in SME accounts
- Use of credit bureaus (CIBIL, CRILC) and tech tools (GST, MCA, etc.)
- De-risking Tools ,Balance Sheet Management & Profit Manipulation Tactics
Qualifications
- Minimum 5+ years of experience in credit analysis, banking operations, or financial risk management
- Ability to develop comprehensive training materials and conduct effective training sessions
- Strong analytical and problem-solving skills
- Excellent written and verbal communication skills
- Strong command of financial ratios, CAM preparation, and credit underwriting
- Familiarity with regulatory guidelines (RBI, CRILC, NPA norms, etc.)
- Excellent communication and teamwork skills
- Preferred: Experience working with NBFCs, MSME lending or commercial banking
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