Regional Credit Manager
3 weeks ago
Job Description:
Job TitleRegional Credit Manager Reporting toHead-Credit LocationBangalore Purpose of the PositionTo lead the regional credit management function and oversee the underwriting / credit control of all loan files Responsibility ExecutionSup'vn 1Sup'vn 2 To achieve disbursement target as per the business plan To take prudent credit decision & sanction proposal based on available information and interact with the applicants To facilitate credit appraisal and monitor the same for the region To Implement credit policy and perform continuous evaluation and ensure adherence to the policy & compliance with the authority matrix at branches in the region To drive productivity as per the business plan To ensure TAT as per the policy for seamless business operations To ensure portfolio quality and right credit underwriting happens as per the guidelines To maintain the approval rate as per the policy guidelines To periodically visit the channel partners for understanding market and conducting competitor analysis To coordinate with the channels ,vendors and sales team and develop business strategies To organize product & policy training for the team periodically To do empanelment of the FI and RCU agencies and ensure TAT is maintained Key Result Areas Business Figures TAT Portfolio quality Productivity Policies and processes Technical Competencies Behavioural Competencies Intrapreneurship : Has business focus; Remains abreast with business and market realities and puts business in front Strategic : Visualizing business risks; having long-term vision and come up with priorities and ideas Problem Solving : Ability to get to the root cause of the problem and come up with solutions Decision Making : Using facts, data and experience, to take appropriate and timely decisions Team Management : Ability to handle, motivate, coach and develop a team; ability to delegate tasks, conduct reviews and give constructive feedback QualificationsMBA ExposureBanking,NBFC Years of experience12 to 15 Target industriesBanking,NBFC
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Regional Credit Manager Lead
4 days ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Limited Full time**Job Overview**Kotak Mahindra Bank Limited is seeking a seasoned professional to assume the role of Regional Credit Manager for its Bharat Business Loans division. As a key member of our team, you will be responsible for overseeing credit underwriting and portfolio risk management across multiple locations within the assigned region.**Key...
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Bengaluru, Karnataka, India Kotak Mahindra Bank Limited Full timeJob DescriptionKey Responsibilities:1. Credit Underwriting & Policy ImplementationOversee credit underwriting for Loan Against Property (LAP) & Affordable Housing Loans across multiple locations within the assigned region.Ensure that loan proposals adhere to credit policies, risk frameworks, and regulatory guidelines.Assess financials, income stability, and...
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Credit Risk Management Executive
4 days ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Limited Full time**About the Role**Kotak Mahindra Bank Limited seeks a skilled Regional Credit Manager to oversee credit underwriting and portfolio risk management across multiple locations within the assigned region.**Responsibilities**Develop and implement comprehensive credit policies and procedures to ensure compliance with regulatory requirements.Monitor and analyze...
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Credit Manager
3 weeks ago
Bengaluru, Karnataka, India White Force Full timeJob Description: Job TitleCredit Manager -PLLocationBangalorePurpose of the PositionTo manage credit management function and oversee the according to policy and process credit control of all loan filesTo achieve disbursement target as per the business planTo take prudent credit decision & sanction proposal based on available information and interact...
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Regional Manager
3 weeks ago
Bengaluru, Karnataka, India Clay Capital Full timeJob Title : Regional Manager - UnSecured Business LoansSTRICTLY FOR CANDIDATES WITH SME BANKING & DSA HANDLING EXPERIENCE - WITH UNSECURED LENDING/NBFC BACKGROUND.Qualifications :- Bachelors in commerce or MBA with Private banking, NBFC experience- A Solution seeking mindset & clarity of communication- Extremely good network of DSA'S/NBFC/Bankers and...
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Manager, Credit
2 weeks ago
Bengaluru, Karnataka, India Databricks Full timeReq #: GAQ125R18Databricks is looking for an experienced Manager, Credit & Collections who has passion for process improvement and operational excellence. We are in search of a skilled individual who not only possesses a keen eye for assessing and managing customer creditworthiness, but also thrives on driving continuous improvement initiatives within our...
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Credit Manager
3 weeks ago
Bengaluru, Karnataka, India White Force Full timeJob Description: Job TitleCredit Manager -PLLocationBangalorePurpose of the PositionTo manage credit management function and oversee the according to policy and process credit control of all loan filesTo achieve disbursement target as per the business planTo take prudent credit decision & sanction proposal based on available information and interact...
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credit manager
3 weeks ago
Bengaluru, Karnataka, India White Force Full timeJob Description: COMPANY:- MUTOOTH FINANCE LOCATION:-BANGALORE-LINGARAJAPURAM 84/3,H M MAIN ROAD, LingarajapuramWEBSITE:- JOB TITLE Credit Manager -PL Location Bangalore Purpose of the Position To manage credit management function and oversee the according to policy and process credit control of all loan files...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India MyShubhLife Full timeAbout us:MyShubhLife is India's next-gen digital lending and savings platform. MyShubhLife has developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the 'Next Billion' segment, who are not yet part of the formal credit system.Real-time analytics and credit reports based on alternative data...
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Credit Manager
1 week ago
Bengaluru, Karnataka, India MyShubhLife Full timeAbout us:MyShubhLife is India's next-gen digital lending and savings platform. MyShubhLife has developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the 'Next Billion' segment, who are not yet part of the formal credit system.Real-time analytics and credit reports based on alternative data...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India MyShubhLife Full timeAbout us:MyShubhLife is India's next-gen digital lending and savings platform. MyShubhLife has developed unique data science models to democratize credit for millions of borrowers. Our loan customers are drawn from the 'Next Billion' segment, who are not yet part of the formal credit system. Real-time analytics and credit reports based on alternative data...
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Senior Product Manager
2 weeks ago
Bengaluru, Karnataka, India Credit Karma Full timeIntuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and...
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National Manager – Credit Audit
1 week ago
Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full timeROLE PURPOSE & OBJECTIVE: Responsible for the independent review of design and execution of retail and institutional funding to assess the credit quality of lending activities and their governance. Support the Head of Audit ("HOA") in all matters related to credit risk, including contributing to the Bank's risk assessment and support business on development...
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Credit Manager
4 weeks ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit ManagerLocation - Bangalore / Delhi / ChennaiAbout the Team:Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees.The team is expected to do a deep dive financial analysis of...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit ManagerLocation - Bangalore / Delhi / ChennaiAbout the Team:Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees.The team is expected to do a deep dive financial analysis of...
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Credit Manager
1 week ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit ManagerLocation - Bangalore / Delhi / ChennaiAbout the Team:Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees.The team is expected to do a deep dive financial analysis of...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India propelld Full timeHello Everyone,We are hiring for Credit Manager role at Propelld.com. Please find the details as follows:About Company:Propelld is a new age lending startup focusing in the education market doing an annual INR 1,000cr disbursal, backed by WestBridge Capital (largest in Financial Services space - backers of Axis, HDFC, CIBIL, AU small finance bank, Sharechat,...
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Credit Manager
4 weeks ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit ManagerLocation - Bangalore / Delhi / ChennaiAbout the Team:Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees.The team is expected to do a deep dive financial analysis of...
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Credit Manager
4 weeks ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit Manager Location - Bangalore / Delhi / Chennai About the Team: Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees. The team is expected to do a deep dive financial...
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Credit Manager
2 weeks ago
Bengaluru, Karnataka, India Vivriti Capital Full timeRole - Credit Manager / Senior Credit ManagerLocation - Bangalore / Delhi / ChennaiAbout the Team:Credit team facilitates lending to existing & new clients by assessing creditworthiness, monitoring clients' performance on a regular basis, and making suitable recommendations to the credit committees.The team is expected to do a deep dive financial analysis of...