Consultant, Financial Risk

About Northern Trust: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Job Summary: Northern Trust is looking to recruit professionals for its Bangalore Centre. The ideal candidate will play a key role in delivering regulatory and management reporting for Northern Trust's Credit Risk function, with a strong focus on credit risk metrics and regulatory compliance and will work closely with various teams and senior management to ensure compliance with regulatory requirements and to implement effective risk management practice and demonstrate strong leadership and strategic thinking capabilities within a global financial institution. This role is ideal for professionals with a strong foundation in credit risk analytics, regulatory frameworks, and reporting tools, looking to grow within a global financial institution. Job title: Consultant Location: Bangalore/Pune Experience: 6-8 years of relevant experience Major Duties • Lead end to end the delivery of key regulatory and management reports for Northern Trust's Credit risk management. • Demonstrate strong understanding of credit portfolio metrics including watchlist exposures, Non-performing loans (NPLs), leveraged loans, charge offs, recoveries, etc. • Lead and oversee reporting for FED and SEC regulatory filings such as Y-14 M/Q, RC-O schedules, FFIEC 101, CECL, IFRS 9, etc. • Support Credit risk appetite metrics, with annual re-evaluation of methodologies. • Provide strategic insights through driver analysis and present findings to senior leadership. • Facilitate and support strong controls over data, reports, and analysis, including automation, reconciliation and testing. • Drive documentation standards, procedures, and control mechanisms to ensure accuracy and timeliness of reporting. • Act as a key liaison with global stakeholders including first and second lines of defense, internal audit, and compliance teams. • Use tools such as Business Objects, Power BI, and Excel to automate and visualize reporting outputs. • Mentor junior analysts and consultants, fostering a culture of analytical rigor and continuous improvement. • Lead initiatives to streamline reporting processes and reduce manual dependencies and implement best practices across the reporting lifecycle. • Support internal audit inquiries and ad-hoc analytical requests with precision and timeliness. Qualification: • Postgraduate in Finance or MBA with relevant industry experience Skills Required: • Proven track record in credit risk reporting and have 6-8 years of experience in credit risk reporting, regulatory compliance, or financial analytics. • Deep understanding of credit risk banking, regulatory reporting, lending products, securities, derivatives, repo-style transactions, securitization etc. • Strong leadership and stakeholder management skills with the ability to influence outcomes and drive strategic initiatives. • Strong written and verbal communication skills with demonstrated success challenging and influencing outcomes. • Experience with any of the industry products - SAP Business Object, SQL, Cognos, Power BI etc., will be an added advantage. • Strong data, analytical, and problem-solving skills and strong hands-on experience with advanced excel. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com . We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater. About Our Bangalore Office The Northern Trust Bangalore office, established in 2005, is home to over 5,600 employees. In this stunning office, space, we offer fantastic amenities which include our Arrival Hub - Jungle, the GameZone, and the Employee Experience Zone that appeal to both clients and employees. Learn more.