Cluster Credit Manager
1 week ago
We are looking for an experienced Cluster Credit Manager to oversee the credit underwriting process for Secured Business Loans and LAP in the designated cluster.
The ideal candidate will have 7+ years of experience in credit risk assessment, portfolio management, and team leadership.
Key Responsibilities:
- Evaluate and process loan applications, ensuring adherence to internal credit policies.
- Conduct financial and risk assessments to determine the creditworthiness of applicants.
- Manage credit underwriting operations within the assigned cluster.
- Lead a team of credit analysts and ensure compliance with risk guidelines and regulations.
- Collaborate with sales, risk, and collections teams to ensure smooth loan processing.
- Implement and monitor credit risk strategies to maintain portfolio quality.
- Oversee loan approvals, disbursements, and documentation verification.
- Ensure turnaround time (TAT) targets for loan processing are met.
Skills & Qualifications Required:
- Minimum Graduation Degree; MBA/CA preferred.
- 7+ years of experience in credit underwriting for Secured Business Loans/LAP.
- Strong knowledge of credit risk assessment, financial statements, and lending norms.
- Experience in team management and stakeholder coordination.
- Excellent analytical, decision-making, and problem-solving skills.
- Ability to handle multiple loan applications while ensuring regulatory compliance
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