Branch Manager
4 days ago
This role is for one of the Weekday's clients
We are looking for an experienced and dynamic Branch Manager to lead our home loan and affordable housing finance operations. The ideal candidate will have a strong background in housing finance, deep knowledge of home loan products, and experience in the affordable housing sector. As a Branch Manager, you will be responsible for driving business growth, managing branch operations, and ensuring customer satisfaction while maintaining compliance with regulatory norms.
Requirements
Key Responsibilities1. Business Development & Sales Leadership- Develop and execute strategies to increase home loan disbursements, particularly in the affordable housing segment.
- Identify and build relationships with builders, real estate agents, and local influencers to generate leads.
- Drive branch sales performance and ensure targets are met.
- Monitor market trends and competitor activities to stay ahead in the industry.
- Provide expert guidance to customers on home loan options, eligibility criteria, and documentation.
- Ensure superior customer service to enhance brand loyalty and customer retention.
- Handle customer grievances effectively and ensure quick resolutions.
- Oversee branch activities, ensuring smooth operations and adherence to company policies.
- Ensure strict compliance with RBI/NBFC/HFC regulations and internal credit policies.
- Maintain accurate records and reports for audits and regulatory requirements.
- Lead, motivate, and mentor the branch team to improve productivity.
- Conduct regular training sessions on home loan products, credit policies, and sales techniques.
- Foster a high-performance culture and ensure team alignment with business goals.
- 3+ years of experience in housing finance, home loans, or affordable housing sector.
- Strong understanding of loan products, credit assessment, and risk analysis.
- Experience in branch operations, sales management, and team leadership.
- Excellent communication, negotiation, and relationship management skills.
- Ability to analyze financial documents and assess loan eligibility.
- Knowledge of housing finance regulations and compliance norms.
- Bachelor's degree in Business, Finance, or a related field (MBA preferred).
- Experience in NBFCs, HFCs, or Banks dealing with home loans and affordable housing finance.
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