Manager Credit

3 weeks ago


Ahmedabad, Gujarat, India Paradise Placement Consultancy Full time

Job Description:

Job description

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the HL & LAP loan. Field PD, Sanctioning autority

• Verifying the promoters track record & ascertaining their credit worthiness.

• Analysis of the financial statements of the prospective customer to identify the short term & long term

• solvency & liquidity position

• To ensure Bounce Rate and Delinquency are within acceptable standards.

• Monitor and enforce approval rate and TAT as per prescribed standards.

• Monitor and ensure that monthly Branch audit score is satisfactory.

• Vendor Management.

• To conduct customer meeting to evaluate credit proposal

• PDD Tracking and closure

• Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Key Skills :

Credit Appraisal Home Loan Lap

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