Product Manager/Associate Product Manager

Experian is looking for smart product management professionals to be a part of our Credit Services business. In the role of Product Manager, you will be responsible for understanding existing solutions & help market those. Your exposure to product management in retail lending products with credit institutions and/or fintech organizations will differentiate you from the rest.

Being among the Top 100 'The most innovative Companies of 2014 by Forbes'; Experian India provides data, insights & analytical services to enable organizations to make and execute better business decisions. Experian is a global leader in harnessing information and using it to empower businesses and consumers. We are dedicated to helping people and organizations make sense of complex data. Using our expertise in data and analytics we can provide you with insight into customer relationships to help you make informed business and marketing decisions.

What you will do

• Product Strategy & Vision: Define and articulate the product vision, strategy, and roadmap for sophisticated data and analytics platform(s), aligning with business goals and market needs.
• Lifecycle Management: Own the end-to-end product lifecycle from ideation, requirements definition (BRDs), and scoping through to development, launch, and iteration.
• Go-to-Market Strategy: Develop and execute comprehensive go-to-market plans, collaborating with sales, marketing, and client-facing teams to ensure successful product adoption and revenue growth.
• Client & User Experience: Champion a client-centric approach, designing and optimizing user journeys and workflows to ensure a seamless and powerful platform experience.
• Commercial Ownership: Manage platforms' P&L, drive revenue growth, and identify new commercial opportunities and product enhancements.
• Technical Collaboration: Work closely with engineering teams to translate business requirements into technical specifications, ensuring a deep understanding of the platform architecture, APIs, and microservices.
• Stakeholder & Vendor Management: Effectively manage relationships with internal stakeholders, external partners, and vendors to ensure alignment and successful project execution.
• Market Intelligence: Serve as the subject matter expert, staying ahead of industry trends, competitive landscapes, and technological advancements to inform your product strategy.
• Enablement & Support: Develop training materials and provide pre-sales support to empower frontline teams and ensure stakeholders are fully informed and proficient.

Who you need to be

• Strategic Thinker: You can balance long-term vision with tactical execution.
• Collaborative: You excel at managing diverse personalities and aligning expectations across teams.
• Solution-Oriented: You are resourceful and adept at navigating complex challenges to find effective solutions.
• Driven by Action: You have a bias for getting things done and driving projects to completion.
• Commercially Minded: You are focused on delivering revenue and tangible business results.
• Adaptable & Resilient: You thrive in a fast-paced environment and can perform under pressure.
• Empathetic Leader: You are a person of high integrity who inspires and brings people along with you on the journey.

What you need to have

• An MBA or Engineering degree from a reputed institution.
• 2-3 years of product management experience within the banking, financial services (BFSI), or financial technology industry.
• Proven experience building and managing enterprise-grade data, analytics, or Software-as-a-Service (SaaS) platforms.
• A strong technical acumen, with a solid understanding of modern platform architecture, APIs, and data workflows. Some hands-on coding experience is a plus.
• Demonstrable experience working with large datasets to solve complex business challenges for clients.
• Experience collaborating closely with Business, Credit Risk, or Analytics units within a bank or financial institution.
• Familiarity with BI and data visualization tools (e.g., Tableau, PowerBI, Quicksight) is highly advantageous.
• A fundamental understanding of credit risk and scoring methodologies.
• Exceptional project management, presentation, and communication skills, with an ability to multitask and manage competing priorities.
• Proven ability to evaluate and manage strategic partnerships.