Cluster Business Manager
4 weeks ago
- We are looking for a Cluster Business Manager to drive the Secured Business Loans portfolio in the Varanasi region.
- The ideal candidate will be responsible for managing business performance, ensuring revenue and profitability targets, and expanding the branch network.
Roles and Responsibilities.
- Manage the Secured Business Loans portfolio for the assigned cluster.
- Guide and support Area Managers in formulating and executing strategic plans for their respective areas.
- Ensure achievement of overall revenue targets on a monthly basis through various revenue sources, including processing fees, cross-sell opportunities, and yield management.
- Drive profitability targets across all product lines within the region.
- Ensure branch profitability by maintaining Fee Income - Branch Cost, as per the branch scorecard.
- Lead branch network expansion, including identifying potential markets and planning network growth.
- Develop and implement strategies to explore new market opportunities and untapped business avenues.
- Collaborate with Business Heads to launch new products and enhance revenue generation.
- Design and execute sales, distribution, and disbursement strategies for the region.
- Conduct sales personal discussions (PDs) for all cases within the region to evaluate customer profiles and ensure quality sourcing.
Skills & Qualifications Required:
- Experience: Proven track record in Secured Business Loans or similar financial products.
- Leadership & Strategy: Strong ability to guide Area Managers and execute regional business strategies.
- Financial Acumen: Expertise in revenue generation, profitability management, and branch performance tracking.
- Market Expansion: Experience in identifying new business avenues and launching products in new markets.
- Analytical Skills: Ability to assess loan applications and conduct personal discussions (PDs) for customer profiling.
- Communication & Stakeholder Management: Excellent interpersonal skills to coordinate with internal teams and clients
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