Senior Credit Analyst

2 weeks ago

Bangalore, India Tech Data Advanced Private Limited Full time
Purpose Statement

  • Credit evaluation and analysis.

  • AR management

  • Finance and Accounting process.

Dimensions

  • Analyse and evaluate financial position of customers/vendors on a daily basis.

  • Ensure OTIF collection + follow up outstanding AR on a weekly basis.

  • External audits & Tax compliance + finance report on a monthly basis

Key Accountabilities:

Credit analysis and evaluation.

  • Able to read and understand financial statements of business partners.

  • Calculate key financial KPIs such as profitability ratios, liquidity ratios and effectiveness ratios.

  • Propose appropriate credit limits for customers with strong business justification.

  • Ensure the up-to-date credit limit in the systems that can support the business.

AR management

  • Regularly update AR status and collection in progress to management.

  • Target to reduce AR days to improve working capital status.

  • Working closely with insurance company to mitigate credit risks.

  • Target no bad debts and follow up any legal actions on AR collection.

  • Customers master data maintenance

Finance and accounting process.

Internal reports and external audit support.

  • Assist Finance manager on external audit process.

  • Update actual financial reports such as P&L, Cashflow, AR, AP management.

  • Monitor top 10 vendors in terms of revenue and CM2.

  • Monitor top 20 customers and working with relevant stakeholders to build on and follow incentives schemes.

  • Quarterly brief Balance sheet and P&L reports

Tax supports

  • Monthly VAT and WHT declaration

  • Monthly VAT and WHT payment settlements

  • Monthly PIT payment settlements

  • Annually Business license Tax

  • Monthly Tax payment summary report

  • Quarterly CIT

Cash management

  • Daily cash report to Treasury team

  • 18 months rolling Funding plan.

  • Maximize fixed deposit by using idle cash regularly.

People

  • Building relationship with:  Finance department, internal Stakeholder, Businessâs partner, external suppliers.

  • Review work processes and system to improve efficiency and Accountability.

  • Ensure that own roles assigned operate under an effectiveness of control environment.

  • Self-development

Context

  • This position is required to ensure document aligned with company procedure and policy; payment is exact (amount, supplier)

  • VAS, local tax regulations and other relevant regulations such as social insurance, statistics, administration affairs

Knowledge, Skills and Experience:

  • Diploma in accounting

  • ACCA and Big4 background are preferred.

  • Good knowledge at Financial Accounting,

  • SAP system is preferred.

  • Maintain supportive relationship with other Finance Department and other functional Departments.

  • Always behave in constructive and professional manner when dealing with internal and external business contact

  • Intermediate level knowledge of modern accounting and accountancy practice and techniques, including some actual prior accounting and finance experiences (more than 2 years) either in an Accounting/Audit/Consultancy companies.

Key Skills:

  • Ability to communicate effectively (under guidance) with a cross-functional audience.

  • Capacity to adapt behavior to cope with changing environment/processes.

  • Ability to propose solutions, and reasonable communication and influencing skills.

  • A person who works well with guidance but is also self-motivated.

  • Spoken and written English must be of a high standard.

Key Success Factors

  • Align with the company policy as well as local tax regulations.

  • AR monthly reconciliation

  • Clear on monthly basis with no pending / old ageing items

  • Timely and accurate posting and report submission

Working Relationship:

Internal:

Line manager, peers, stakeholder

External:

Internal Auditors, External Auditors, supplier and local authorities

Additional Comments

  • Effective working relationship with Line Manager, peers and cross-functional departments team across the organization

  • Ability to work in the field with little supervision.

  • Self-motivated to conduct tasks assigned and reviews on-time/in full.

  • High level of understanding of processes and controls to identify opportunities for improvements.

  • Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews.

Donât meet every single requirement? Apply anyway.

At TD SYNNEX, weâre proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If youâre excited about working for our company and believe youâre a good fit for this role, we encourage you to apply. You may be exactly the person weâre looking for

  • Senior Analyst

    2 weeks ago

    Bangalore, India Credit Saison Full time

    About Credit Saison :A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Senior Analyst

    4 weeks ago

    bangalore, India Société Générale Assurances Full time

    Senior Analyst - Credit Admin(FIG) Permanent contract|Bangalore|Asset Management Senior Analyst - Credit Admin(FIG) Bangalore, India Permanent contract Asset Management Responsibilities MAIN ACCOUNTABILITIES The individual will be responsible to provide support and assisting to credit analysts of CRE FIG (Credit...

  • Credit Collections Analyst

    7 days ago

    Bangalore City, India Oracle Full time

    Job Title : Credit & Collections Analyst ExpRange : 5-10 years Location : Bengaluru Night Shifts : 7 PM-4 AM Position Overview : We are looking for Credit & Collections Analyst with good process knowledge, invoice processing, email/chat/process .. Skills Required : Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts...

  • Credit and Collection Analyst III

    4 weeks ago

    bangalore, India Siemens Industry Software (India) Private Limited Full time

    Siemens Digital Industries Software is a leading provider of solutions for the design, simulation, and manufacture of products across many different industries. Formula 1 cars, skyscrapers, ships, space exploration vehicles, and many of the objects we see in our daily lives are being conceived and manufactured using our Product Lifecycle Management (PLM)...

  • Business Analyst

    1 month ago

    bangalore, India Societe Generale Global Solution Centre Full time

    JD for IT BA – Credit Risk:Domain - Credit Risk:- Understanding Credit Risk Metrics : PD, LGD, RWA, ECL etc.- Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc.- Credit Risk: Calculation , Reporting , Data Management, Modeling- Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc.IT Business...

  • Credit Saison

    2 weeks ago

    Bangalore, India Credit Saison Finance Pvt Ltd Full time

    About the company :A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals,...

  • Senior Product Analyst

    1 week ago

    bangalore, India Snapmint Full time

    SENIOR PRODUCT ANALYST@ SNAPMINT (location: Bangalore Marathali office)Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what...

  • Senior Product Analyst

    7 days ago

    Bangalore City, India Snapmint Full time

    SENIOR PRODUCT ANALYST@ SNAPMINT (location: Bangalore Marathali office)Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what...

  • Credit and Collections Analyst

    2 weeks ago

    bangalore, India Unity Full time

    Role Description The opportunity Unity Technologies is looking for a Credit and Collections analyst to be an integral part of our revenue accounting operations team! You will be working cross functionally with our Sales, Finance, Legal and Revenue accounting operations team. In this role, you will be focused on reviewing new cash...

  • Senior Product Analyst

    3 days ago

    Bangalore City, India Snapmint Full time

    SENIOR PRODUCT ANALYST@ SNAPMINT (location: Bangalore Marathali office) Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what...

  • Credit Saison

    2 weeks ago

    Bangalore, India Credit Saison Finance Pvt Ltd Full time

    About the Company : A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Credit Support

    2 weeks ago

    bangalore, India JPMorgan Chase & Co. Full time

    A Credit Support Operations Analyst will be responsible for assigning tasks and responsibilities to team members and ensure they are completed on time, to the appropriate quality and productivity standard Job Summary As a Credit support Analyst you will be responsible for assigning tasks and responsibilities to team members and ensure they are...

  • Lead Credit Analyst

    4 weeks ago

    bangalore, India Société Générale Assurances Full time

    Lead Credit Analyst - Corporates Permanent contract|Bangalore|Asset Management Lead Credit Analyst - Corporates Bangalore, India Permanent contract Asset Management Responsibilities Responsibilities Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending...

  • Relationship Manager, Credit Delivery

    1 month ago

    Bangalore, India NatWest Group Full time

    Join us as a Relationship Manager, Credit DeliveryJoin a dynamic team and control the strategic and daily support for client services, business development and relationship buildingSpecialising in credit delivery, you’ll be managing client relationships and aiming to exceed their expectations, every timeHone your communication and interpersonal skills, in...

  • Snapmint - Senior Product Analyst

    6 days ago

    bangalore, India Snapmint Full time

    Job Description : Senior Product Analyst @ Snapmint Location: Bangalore Marathali office. Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing...

  • Snapmint - Senior Product Analyst

    1 week ago

    Bangalore, Karnataka, India Snapmint Full time

    Job Description :Senior Product Analyst @ Snapmint Location: Bangalore Marathali office.Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them...

  • Snapmint - Senior Product Analyst

    1 week ago

    Bangalore, India Snapmint Full time

    Job Description : Senior Product Analyst @ Snapmint Location: Bangalore Marathali office. Snapmint is on a mission of democratizing installment purchases for next 350 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing...

  • Senior Software Engineer II

    2 weeks ago

    Bangalore, India Credit Saison Full time

    About the Company :A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Lead Business Analyst

    2 days ago

    bangalore, India Société Générale Assurances Full time

    Lead Business Analyst - Credit Risk Permanent contract|Bangalore|Innovation / Project / Organization Lead Business Analyst - Credit Risk Bangalore, India Permanent contract Innovation / Project / Organization Responsibilities Strong understanding of Capital markets, Investment banking domain and risk management ...

  • Credit Analyst

    4 weeks ago

    bangalore, India Skill Ventory Full time

    Roles and Responsibilities Handling the complete Credit & Backend process at branch level Supporting in Operations and Sales documentation part. Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required time. Credit Appraisal Underwriting of SME – SCF...