Credit Risk Analyst

3 weeks ago


Gurgaon, Haryana, India EXL Full time

The Senior Risk Analyst, Loss Forecasting will be an organized and motivated team player with a strong sense of ownership. As a key member of the credit risk management team, you will be responsible for creating and tracking appropriate KPIs, developing and maintaining forecasting frameworks and processes, and serve as an active team player in credit reviews. You will develop and maintain forecasting, CECL and Stress Testing models for fintech products and will be expected to find opportunities to enhance and automate existing processes.

What You'll Do

· Collect and analyse data to identify credit risk (IFRS9 and CECL, Regulatory, delinquency, roll rate, charge-off and prepayment) trends and drive insights to further strengthen loss forecasting analytics.

· Craft dashboards to track KPIs around portfolio performance, including deep diving into credit strategies and their impact on it.

· Develop and maintain loss and prepayment forecasting processes for every consumer product fintech offers.

· Extend analytical support to advance fintech collections strategy and build forecasting frameworks for key collections KPI's.

· Use analytical techniques to mine loan characteristics/performance data to extract valuable insights for the business.

· Use data visualization techniques to develop relevant reports for Senior Management.

· Track industry environment and competitor landscape to support the business.

· Correlate Macro-Economic conditions with fintech internal loan performance to support recession readiness and long-run planning.

· Leverage forecasting outputs in the monthly allowance process (CECL) and identify areas where qualitative adjustment is needed.

· Support planning and budgeting exercises within the company by leveraging forecasting assumptions and outputs.

· Work closely with key partners to ensure forecast and allowance assumptions are accurate.

About You

· 4+ years of experience in credit, analytics, IFRS9 and CECL, risk management, data science, or information management.

· Bachelor's or master's degree with a quantitative background (e.g. Statistics, Math, Engineering, Economics).

· Strong technical skills such as SQL, SAS, R and Python.

· Experience with BI/data visualization tools (like Tableau or Excel to create dashboards).

· Excellent written and verbal communication skills, including the ability to communicate project scope in documentation and presentation format.

· Experience in the Financial / FinTech industry is a plus.

· Previous experience with loss forecasting and collections analytics, allowance.


  • Credit Risk Analyst

    1 week ago


    Gurgaon, Haryana, India Acuity Knowledge Partners Full time

    Role OverviewWe are seeking a highly skilled and motivated Credit Risk Analyst to join our Lending Services division in Bangalore.As a key member of our team, you will be responsible for analyzing financial statements, performing trend analysis, and assessing the creditworthiness of mid-to-large corporates.Your primary objective will be to manage client...

  • Financial Analyst

    3 hours ago


    Gurgaon, Haryana, India EliteRecruitments Full time

    **Job Summary**We are seeking a highly skilled Credit Risk Modelling Analyst to join our client's Risk Management team. The ideal candidate will have expertise in developing, implementing, and maintaining credit risk models using SAS and SQL.

  • Credit Risk Analyst

    3 weeks ago


    Gurgaon, Haryana, India EXL Full time

    Job Summary We are seeking a motivated and organized Senior Risk Analyst, Loss Forecasting to join our credit risk management team. The ideal candidate will have a strong sense of ownership and be responsible for creating and tracking key performance indicators (KPIs), developing and maintaining forecasting frameworks and processes. About the Role The...

  • Credit Risk Analyst

    6 days ago


    Gurgaon, Haryana, India EXL Full time

    Role: Credit Risk Analytics Location: Gurgaon/Bangalore Exp: 2-10 Years Skillset needed: · Credit risk analytics, Risk strategy and Loss forecasting · SQL+Python Notice Period: 30 Days/Serving NPSenior Risk Analyst, Loss Forecasting will be an organized and motivated team player with a strong sense of ownership. As a key member of the credit risk...

  • Credit Risk Analyst

    3 weeks ago


    Gurgaon, Haryana, India EXL Full time

    Role: Credit Risk AnalyticsLocation: Gurgaon/BangaloreExp: 2-10 YearsSkillset needed:· Credit risk analytics, Risk strategy and Loss forecasting· SQL+PythonNotice Period: 30 Days/Serving NPSenior Risk Analyst, Loss Forecasting will be an organized and motivated team player with a strong sense of ownership. As a key member of the credit risk management...

  • Credit Risk Analyst

    3 weeks ago


    Gurgaon, Haryana, India EXL Full time

    The Senior Risk Analyst, Loss Forecasting will be an organized and motivated team player with a strong sense of ownership. As a key member of the credit risk management team, you will be responsible for creating and tracking appropriate KPIs, developing and maintaining forecasting frameworks and processes, and serve as an active team player in credit...

  • Credit Analyst

    1 week ago


    Gurgaon, Haryana, India Nodway Solutions. Full time

    JD & Skills Required:- Relevant experience within a financial institution (analyzing corporate client's risk, insights and credit)- Relevant Knowledge and understanding of FIG, Corporates, Middle Market Financing Products Preparation of detailed credit and financial analyses, risk asset reviews including evaluation of corporate, regulatory and industry risk,...


  • Gurgaon, Haryana, India Cognitud Advisory Services Private Limited Full time

    Domain: Credit risk. Position: Credit Risk Business Analyst. Experience: 5-10 Years. Location Gurgaon, Pune, Bangalore. Your Team: You are invited to be part of a prominent player in the fields of data analytics and digital operations, with a workforce spread across- 27 locations- worldwide. This diverse talent pool, which supports more than- 25 languages,...


  • Gurgaon, Haryana, India Acuity Knowledge Partners Full time

    Job OverviewWe are seeking a highly skilled Senior Credit Risk Analyst to join our lending services division at Acuity Knowledge Partners. The ideal candidate will lead delivery team members engaged in end-to-end lending life cycle activities across credit rating for mid-large corporate clients.Main ResponsibilitiesDevelop and implement effective credit risk...

  • Credit Risk Modeling

    9 hours ago


    Gurgaon, Haryana, India EliteRecruitments Full time

    Job DescriptionExperience range: 3-8 yearsLocation: Gurgaon, Pune, BangaloreOne of our Global client is seeking a highly skilled and motivated Credit Risk Modelling Analyst to join their Risk Management team.Key Responsibilities:- Model Development: Develop, implement, and maintain credit risk models (PD, LGD, EAD) using SAS and SQL.- Data Analysis: Extract,...

  • Credit Risk Analyst

    1 week ago


    Gurgaon, Haryana, India Acuity Knowledge Partners Full time

    Job Description:About the RoleWe are seeking a highly skilled Credit Analysis professional to join our team at Acuity Knowledge Partners. This role involves providing expert credit analysis services to clients across various geographies.Key ResponsibilitiesConduct thorough credit risk assessments of corporate and SME obligors, including analyzing financial...

  • Credit Risk Modeling

    22 hours ago


    Gurgaon, Haryana, India EliteRecruitments Full time

    Experience range : 3-8 yearsLocation: Gurgaon, Pune, BangaloreOne of our Global client is seeking a highly skilled and motivated Credit Risk Modelling Analyst to join their Risk Management team.Key Responsibilities:Model Development:Develop, implement, and maintain credit risk models (PD, LGD, EAD) using SAS and SQL.Data Analysis:Extract, clean, and analyze...

  • Credit Risk Expert

    1 week ago


    Gurgaon, Haryana, India Fusion Finance Ltd Full time

    About the RoleFusion Finance Ltd is seeking a seasoned Senior Risk Analyst to lead our credit risk management efforts. As a key member of our team, you will be responsible for driving strategic initiatives, developing and implementing credit risk models, and enhancing our credit decision-making processes.Key ResponsibilitiesCredit Risk Analysis: Develop and...


  • Gurgaon, Haryana, India Home Credit India Full time

    Objective (Purpose of the Job)The incumbent will be a part of Risk Management Function in Portfolio Management Department with focus on Credit Risk Management.Key ResponsibilitiesAssist in managing the Company's ECL estimation process, including credit risk (impairment) models.Review and validate output from facility grading models, ensuring accuracy in...

  • Credit Risk Modeling

    3 weeks ago


    Gurgaon, Haryana, India EliteRecruitments Full time

    Job Summary We are seeking a highly skilled and motivated Credit Risk Modelling Analyst to join our client's Risk Management team. This role involves developing, implementing, and maintaining credit risk models using SAS and SQL. About the Role Key Responsibilities: Model Development: Develop, implement, and maintain credit risk models (PD, LGD, EAD)...

  • Credit risk analyst

    2 weeks ago


    Gurgaon, Haryana, India EXL Full time

    Role: Credit Risk Analytics Location: Gurgaon/Bangalore Exp: 3-10 Years A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on: • Support tactical & strategic risk analytics initiatives for US based banks' Risk team •...


  • Gurgaon, Haryana, India EliteRecruitments Full time

    At EliteRecruitments, we are seeking a highly skilled Credit Risk Modeling Expert to join our team. Our ideal candidate will have extensive experience in credit risk modeling and analysis.About the RoleThe successful candidate will be responsible for developing, implementing, and maintaining credit risk models using SAS and SQL. They will work closely with...


  • Gurgaon, Haryana, India EXL Full time

    Job DescriptionWe are seeking a Senior Quantitative Credit Risk Strategist as part of the team. You will work with other analysts, risk managers and leaders to analyze customer characteristics, identify risk differentiators, and recommend underwriting and collections strategies to achieve the risk and return goals. If you have an analytic and data driven...

  • Credit Risk

    1 week ago


    Gurgaon, Haryana, India NAB Full time

    ExperiencePreferred to have 4+ years' professional experience in quantitative risk management at a bank/ConsultingA strong quantitative background is a prerequisiteKey AccountabilitiesEnsuring the credit risk models (Credit IRB (PD, EAD & LGD) and Credit Decisioning and Credit Provisioning) remain fit for purpose.Supporting both the periodic validation of...


  • Gurgaon, Haryana, India EXL IT service management Full time

    About Us:EXL IT Service Management is a leading provider of data analytics solutions to the banking industry. Our team of experts has extensive experience in credit risk modeling and analytics.Job Overview:We are seeking a Senior Manager to join our team and lead the development and implementation of credit risk models. The ideal candidate will have a strong...