Data Scientist

18 hours ago

Greater Kolkata Area, India RS Software Full time

Job Description for Data Scientist

Preferred Experience: 5-7 years

Work Location: Kolkata


About RS Software:

RS Software builds global, national and enterprise payment platforms, and has presence in four continents. The product suite combines with knowledge systems built over 30 years, delivering mission-critical payment solutions that combine innovation and entrepreneurship to create the new gold standard for digital payments. With approximately 40% of the global digital payment volumes in 2021 processed on platforms built by RS Software, the vision is to deliver Payments at the Speed of Thought.

RS Software is focused on the global payments modernization market, providing large-scale, high-performance payment systems, serving central Infrastructures, financial institutions, payment network providers, payment processors and software companies providing products to the payment industry. The company's product suite offers ISO 20022 ready, open payments architecture using a cloud-based microservices framework - optimizing costs, seamless integrations with commoditized products, and accelerates the pace of adoption.

The company’s solutions today are installed in 12 of the top 20 banks in India, and the four major platforms built by RS Software cumulatively process annually 350+ billion transactions world-wide, giving the company a rare track record in the payments domain. RS Software’s product suite is getting recognized in some important markets, which is creating strategic partnerships, the foundation for the company’s long-term growth.

RS Software has bult India’s digital payment infrastructure, the three major payment platforms, which are transforming the lives of a billion+ people.

  • Instant digital payment platform (UPI)
  • Bill payment platform - Bharat Bill Payment System (BBPS)
  • Enterprise Fraud and Risk Management (EFRM)


Why RS Software?

RS provides a unique experience of engaging in some world class product development and prestigious large scale payment platforms that caters to billions of people

We provide opportunity to learn and develop high throughput transaction processing systems

RS Software is one of the few technology and payment solutions providers where talented individuals have the opportunity to work on cutting-edge, complex, and mission-critical IT projects. We offer ample career opportunities to hardworking and skilled employees

Our Talent Management Program is specifically designed to identify the interests of each employee and match them with suitable career paths within their desired domains, allowing them to make the best possible use of their skillsets in reaching their goals

We invest in the knowledge and skill development of our employees with RS School of Payments – the industry’s most comprehensive training platform. There are three main areas of focus that the Academy and School address: current technology skills, professional development and payments domain knowledge

Our customized training program, well-defined career mapping process and comprehensive appraisal system is designed to help every employee achieve their goals

To address the challenges of relocation, we offer employees coming from other regions reimbursement for expenses associated with their moves as well as complimentary interim facilities, such as guesthouse accommodations, to ease the transition. We also assist employees with finding suitable housing


Role Overview:

We are seeking a talented and driven Data Scientist to join our team and contribute to the development of advanced analytics solutions, including fraud detection, stream analytics, and predictive modelling. The ideal candidate will have 3-5 years of hands-on experience designing and deploying machine learning models and a passion for uncovering insights from data.

In this role, you will collaborate with cross-functional teams, including engineering, product, and data science, to create and optimize data pipelines, develop innovative analytics models, and enhance our understanding of complex patterns in digital payments and beyond. Familiarity with digital payments, fraud detection, Gen AI, and real-time data processing is a strong advantage.


Key Responsibilities:

Develop and deploy machine learning models for fraud detection, stream analytics, and predictive use cases

Create and maintain data pipelines to support machine learning model development

Analyse transaction data to identify patterns and deviations that indicate potential fraud

Design and implement models to analyse and predict behaviours in the digital payments domain

Collaborate with cross-functional teams to streamline user workflows using Generative AI (Gen AI)

Develop a comprehensive dashboard for real-time monitoring of fraud patterns and model performance

Enhance and maintain the model studio, enabling business users to train and deploy models autonomously

Work on end-to-end machine learning pipelines to bring models to production, ensuring scalability and performance


Required Skills:

Proficiency in SQL for data manipulation and understanding relational database concepts (e.g., MySQL, PostgreSQL)

Ability to integrate and consume data using REST APIs, with familiarity in API best practices and testing

Skilled in Python for data analysis, machine learning, and API interaction, with experience in libraries like Pandas, NumPy, and Scikit-learn

Hands-on experience designing, developing, and deploying machine learning models for fraud detection, stream analytics or predictive use cases

Strong proficiency in data analysis, feature engineering, and model optimization techniques

Working knowledge of Java and SpringBoot for model integration

Strong understanding of digital payment systems, fraud patterns, and risk analysis

Experience working with Gen AI to improve workflows and user experiences

Ability to work on large datasets and create scalable data pipelines

Excellent communication skills and a proactive, problem-solving mindset

Ability to work in a collaborative team environment and take initiative on projects


Preferred Skills:

Exposure to fraud detection algorithms and techniques used in the digital payments industry

Experience working with cloud technologies such as AWS. Azure, GCP is not mandatory but a plus

Knowledge of data visualization and dashboard tools for reporting model performance


If you’re passionate about AI/ML and working on impactful real-time payment systems, we would love to hear from you

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