Head - Risk Lending
4 weeks ago
Functional Expertise
Portfolio monitoring / tracking of adverse events in the portfolio through bureau & alternate data
Working on the general Legal framework in which the NBFCS/Fintech operates in India and apply the same sound understanding of regulatory guidelines on credit issued by RBI and local laws and regulations that impact businesses in general
Assess ways to align policies with various lenders & ensure maximum coverage
Devising, implementing and overseeing risk policy assessment
Understanding of BRE & systems
Constantly assess new areas of work through Bureau/ alternate data vendors to enhance risk framework
Explain risk loss projections & methodology to various lenders
Interaction
Interacting with Business, Product, Technology, Sales, Fraud, Ops within BharatPe driving the credit policy and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms.
Guide new & existing lenders on the Underwriting strategy
Provide guidance to the Sales team on areas of policy and processes.
Problem Solving
Devising and implementation of credit and risk strategy aligned with the market trends to build and maintain portfolio quality.
To recommend policies with agreed process workflows.
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Head - Risk Lending
4 weeks ago
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Head - Risk Lending
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Head - Risk Lending
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