Credit Analyst
15 hours ago
Job Description:
We are looking for detail-oriented and analytical Credit Analyst to join our Credit team. The candidate will be responsible for assessing creditworthiness, credit analysis, preparing CAMs, managing credit risk, and ensuring the financial stability of our customers (NBFC). This role involves evaluating credit applications, monitoring existing credit accounts, and collaborating with internal teams to support informed credit decisions.
Our ideal candidate has a solid understanding of lending procedures, excellent problem-solving skills, and a professional attitude towards managing credit issues.
Responsibilities:
Credit Evaluation: Analyze credit applications and financial statements to assess credit risk and determine appropriate credit limits and terms.
Risk Assessment: Conduct thorough credit risk assessments using quantitative and qualitative methods. Monitor and review credit risk exposure for wholesale accounts.
Data Analysis: Utilize financial data, market trends, and credit scoring models to evaluate the financial health of wholesale customers.
Reporting: Prepare detailed credit reports and summaries for senior management, highlighting potential risks and recommending action plans.
Customer Interaction: Communicate with customers to gather necessary financial information, address credit concerns, and negotiate terms and conditions.
Credit Policy Adherence: Ensure compliance with company credit policies and procedures. Recommend updates or improvements to credit policies as needed.
Collection Support: Collaborate with the collections team to manage overdue accounts and resolve any credit-related issues.
Market Research: Stay informed about industry trends, economic conditions, and competitor activities to anticipate potential credit risks.
Presentation: Preparing and presenting reports on credit related activities to upper management
Qualifications:
- Proven work experience as a Credit analyst or similar role
- Knowledge of credit-related laws and regulations
- Experience performing credit reviews and risk assessment
- Proficiency with databases and software for processing credit applications
- Strong analytical and negotiation skills
- Excellent organizational and leadership skills
- Graduate and above, Bachelor degree in Business Administration, Finance or relevant field will be preferred.
- Good understanding of accounting standards, balance sheet analysis,
Additional Information
- Job Title: Credit Analyst
- Work Environment: Office setting. Some travel may be required for client meetings.
- Reporting Structure: As per management decision
- Salary: Salary is based upon candidate experience and qualifications, as well as market and business considerations.
- Pay Range: up to 5 Lakh PA
- Equal Opportunity Statement: We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, gender, age, marital status, veteran status etc..
- Application Instructions: Please submit your resume and a cover letter outlining your qualifications and experience to [hr@walkfin.com or application portal].
-
Analyst/Sr. Analyst
7 months ago
Pune, India Maersk Full timeJob Summary: The Analyst/Sr. Analyst - Credit will be responsible for executing credit operations, evaluating financial analysis and past performance of credit customers, trend analysis of financial statements and ratio analysis, ongoing monitoring of the credit portfolio, and resolving credit-related queries from stakeholders. The ideal candidate should...
-
Pune, India Crisil Limited Full timeJob Title : Credit Analyst/ Senior Credit Analyst Financial : GACDepartment : Global Analytical Centre - AnalyticalLocation : PuneRole Summary :Functional Responsibility/Domain Related :- Support global Credit Analyst(s) to track the performance of a portfolio of Banks and Financial Institutions operating mostly in the European markets, and to respond to...
-
Senior Credit Risk Analyst
1 month ago
Pune, Maharashtra, India Maersk Full timeAbout the Role:We are looking for an experienced Credit Risk Analyst to join our team at Maersk.As a Credit Risk Analyst, you will be responsible for evaluating financial analysis and past performance of credit customers, trend analysis of financial statements, and ratio analysis to underwrite credit.You will also monitor the credit portfolio for performance...
-
Pune, India Crisil Limited Full timeJob Title : Credit Analyst/ Senior Credit Analyst Financial : GACDepartment : Global Analytical Centre - AnalyticalLocation : PuneRole Summary :Functional Responsibility/Domain Related :- Support global Credit Analyst(s) to track the performance of a portfolio of Banks and Financial Institutions operating mostly in the European markets, and to respond to...
-
Crisil - Credit Analyst
1 month ago
Pune, India Crisil Limited Full timeCredit Analyst - Support FI/FSRRole Summary Functional Responsibility/Domain Related:- The analyst is expected to work closely with the onshore financial institution sector lead and assist them and the team in analytics and research activities on a day to day basis- Support on articles and thought leadership pieces that will be published by the sector lead...
-
Credit research analyst
5 days ago
Pune, India Randstad Enterprise Full timeHi Candidate,We are hiring for " Credit Research Analyst" for - "Alliance Bernstein"-DescriptionAs a leading global investment management firm, AB fosters diverse perspectives and embracesinnovation to help our clients navigate the uncertainty of capital markets. Through high-qualityresearch and diversified investment services, we serve institutions,...
-
Financial Analyst
2 weeks ago
Pune, Maharashtra, India Crisil Limited Full time**Role Summary:**We are seeking a highly skilled Financial Analyst to join our Credit Research team.**Key Responsibilities:**Support global Credit Analysts in tracking the performance of a portfolio of Insurance Companies operating in North American and European markets.Analyze financial and operational performance, work on financial models and projections,...
-
Credit Research Analyst
6 days ago
Pune, India Randstad Enterprise Full timeHi Candidate, We are hiring for " Credit Research Analyst" for - "Alliance Bernstein"- Company Description As a leading global investment management firm, AB fosters diverse perspectives and embraces innovation to help our clients navigate the uncertainty of capital markets. Through high-quality research and diversified investment services, we serve...
-
Insurance Sector Credit Analyst
2 weeks ago
Pune, Maharashtra, India Crisil Limited Full timeCareer Summary:We are seeking a skilled Insurance Sector Credit Analyst to join our team at Crisil Limited. The successful candidate will have 1-3 years of relevant experience in credit analysis and ratings, covering global markets.Key Responsibilities:The role involves tracking the performance of a portfolio of insurance companies operating in North...
-
Credit Research Analyst
6 days ago
Pune, India Randstad Enterprise Full timeHi Candidate,We are hiring for " Credit Research Analyst" for - "Alliance Bernstein"- DescriptionAs a leading global investment management firm, AB fosters diverse perspectives and embracesinnovation to help our clients navigate the uncertainty of capital markets. Through high-qualityresearch and diversified investment services, we serve institutions,...
-
Crisil - Credit Analyst - Insurance Segment
3 weeks ago
Pune, India Crisil Limited Full timeRole Summary:Functional Responsibility/Domain Related:- Support global Credit Analyst(s) to track the performance of a portfolio of Insurance Companies operating mostly in the North American/European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research- Track and understand industry, regional...
-
Senior Credit Analyst
2 weeks ago
Pune, Maharashtra, India Crisil Limited Full timeJob Overview">We are seeking a highly skilled Senior Credit Analyst to join our team at Crisil Limited. As a Senior Credit Analyst, you will be responsible for tracking the performance of a portfolio of banks and financial institutions operating in European markets.About the Role">This role involves analyzing financial and operational performance, working on...
-
Pune, India Crisil Limited Full timeJob Title : Associate Analyst/Credit Analyst/Senior Credit AnalystDivision : Global Analytical CenterDepartment : Analytical - Structured FinanceReporting to : Responsibility / Domain Related:- Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions, and in responding to credit events.- Perform...
-
Crisil - Credit Analyst - Insurance Segment
2 weeks ago
Pune, India Crisil Limited Full timeRole Summary:Functional Responsibility/Domain Related:- Support global Credit Analyst(s) to track the performance of a portfolio of Insurance Companies operating mostly in the North American/European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research- Track and understand industry, regional...
-
Lead Credit Analyst
3 weeks ago
Pune, Maharashtra, India Crisil Limited Full timeJob OverviewWe are seeking an experienced Lead Credit Analyst to join our team in Crisil Limited. The successful candidate will be responsible for supporting global Credit Analysts in tracking the performance of a portfolio of Banks and Financial Institutions operating in the European markets.Key Responsibilities:Support global Credit Analysts in tracking...
-
Pune, India Crisil Limited Full timeJob Title : Associate Analyst/Credit Analyst/Senior Credit AnalystDivision : Global Analytical CenterDepartment : Analytical - Structured FinanceReporting to : Responsibility / Domain Related:- Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions, and in responding to credit events.- Perform...
-
Senior Credit Risk Analyst
2 weeks ago
Pune, Maharashtra, India Skillventory Full timeJob OverviewWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at Skillventory.As a key member of our credit team, you will play a crucial role in evaluating clients' creditworthiness and making informed decisions about loan approvals.Key ResponsibilitiesEvaluate client credit reports and other relevant data to assess their credit...
-
Pune, India Crisil Limited Full timeRole Summary:Functional Responsibility/Domain Related:- Support global Credit Analyst(s) to track the performance of a portfolio of Banks and Financial Institutions operating mostly in the European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research- Track and understand industry, regional and...
-
Pune, India Crisil Limited Full timeRole Summary:Functional Responsibility/Domain Related: - Support global Credit Analyst(s) to track the performance of a portfolio of Insurance Companies operating mostly in the North American/European markets, and to respond to credit events with the purpose of enabling timely and accurate credit ratings and research - Track and understand industry, regional...
-
Senior Corporate Credit Analyst
1 week ago
Pune, Maharashtra, India Crisil Limited Full timeAbout the RoleWe are seeking an experienced Senior Corporate Credit Analyst to join our team at Crisil Limited.The successful candidate will be responsible for assessing the creditworthiness of corporate clients, including their business and financial risk profiles.Key ResponsibilitiesUndertake thorough research and analysis of corporate clients to assess...
