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Financial Analyst

3 months ago


Chandigarh, India OzFin Solutions Pvt Ltd Full time

Job Posting: Financial Analyst

Location: Mohali, Punjab - Please note this is a fully on-site role. Office attendance is mandatory.

Work Schedule: Monday to Friday, 6:00 AM - 2:30 PM

Salary Range: INR 25,000 to INR 35,000 per month (Depending on Experience)

About the Role:

We are seeking a Financial Analyst who embodies professionalism, poise, and a polished appearance, as representing our brand with the right image is crucial to us. This role goes beyond financial skills; it's about presenting yourself in a way that reflects the high standards of our company. We are particularly interested in candidates with backgrounds in modeling, pageantry, hospitality, or any role that emphasizes presentation and personal grooming.

Your ability to maintain a professional and stylish appearance will be a significant part of your daily responsibilities. You will be the face of our operations, and we expect you to

uphold a look that resonates with our brand's values of elegance, confidence, and

attention to detail. If you are someone who takes pride in your appearance and can bring that same level of dedication to financial tasks, you are exactly who we are looking for.

Requirements:

• Appearance: A presentable appearance and professionalism that aligns with our brand values.

• Attendance: Attendance is very strictly monitored. As this role requires immediate availability to manage work distribution, punctuality and presence are non-

negotiable.

• English Skills: Fluent English communication skills at a collegiate level.

• Obedience and Learning: A strong willingness to learn quickly, follow instructions precisely, and maintain a disciplined, open-minded approach to tasks.

• Technical Skills: Basic understanding of financial processes and industry standards (prior experience preferred, but not mandatory).

• Proficiency in Microsoft Excel and document generation.

• Detail-oriented mindset with exceptional organizational skills.

• Ability to thrive in a collaborative and fast-paced environment.

 

High-Level List of Responsibilities:

1. Data Management:

o Responsible for the secure and organized handling of sensitive customer data, including identification documents.

o Efficiently extract and analyze credit reports to assess credit risk based on historical repayments and current debts.

2. Financial Assessment:

o Request and evaluate customer statements of position to comprehensively understand assets, liabilities, income, and expenses.

o Utilize Excel and various tools to accurately calculate borrowing power based on financial data.

3. Application Preparation:

o Follow varied checklists provided by different banks to create loan applications.

o Input precise and relevant information into online CRM systems for loan applications.

4. Document Administration:

o Organize and format loan documents in a clear and understandable manner.

o Submit required documentation for loan processing and ensure completeness.

5. Compliance and Confidentiality:

o Adhere strictly to regulatory and company policies regarding customer data and confidentiality.

o Ensure compliance with financial regulations and standards in all operations.

6. Continuous Improvement:

o Engage in ongoing learning and development to stay updated with industry trends and changes in loan application processes.

 

o Propose process enhancements and best practices to optimize efficiency and accuracy.