SmartCoin-Data Scientist

6 days ago

Bengaluru, India Nexthire Full time

                                                                                          Designation/Role :  Data Scientist

Role : Data Scientist

Experience : 3-7  Yrs

 Location : Bangalore

About SmartCoin:

We are on a mission to create India's largest fully automated financial Inclusion organisation by providing an array of financial services such as micro-loans to the vast underserved middle/lower income segment. Being in the Top 10 Google Launchpad backed AI/ML Tech start-ups, you will meet the first hand challenge of building & scaling the business. You will work with some of the brilliant minds across the industry who passionately feel about solving the macro issue of financial Inclusion.We are present in over 17,000 pin codes in the country and have served over 5.5Mn users across India. The user profile ranges from Micro-entrepreneurs, small retailers, Blue-Grey collared workers, Salaried employees across sectors.You will be one of the key owners of Petabytes of data and drive organizational growth by extracting & applying data driven insights. You will also get an opportunity to work and patent your AI/ML tech.

Our Values:

1. Excellence in everything we do: Take responsibility for the quality & timelines of your actions & own the results till closure

2. Empathy – Put yourself in other's shoes first, work collaboratively, put aside theindividual in you & work towards the larger benefit of all

3. Innovation – Constantly think ahead, build something new & different. Don't fear to fail,but keep experimenting

4. Perseverance – Never Give Up Attitude. Don't settle for a “No”

5. Agility – Speed Matters Always

What are you looking for? Our Culture

Are you the one who thrives on working on cutting edge technology? Working with innovators in the early stages of ideas, products, or platforms?

Do you want to transform an industry? Crave new challenges and solving hard customer problems using the latest in software technology?Then SmartCoin is the place for you to be As a developer/product manager at SmartCoin, you will use the latest technologies to create amazing, customer-focused products.

What can you expect?

If you are a high performer, then you can expect to own a part of the company in the form of ESOPs.
You can expect the most competitive salaries in the market (in the 90 th percentile)
Open Culture to voice out your opinions freely
An opportunity to learn from the best in the industry
Have an impact on the lives of Billions of People by financially uplifting them
Come help us re-imagine our solutions to provide world-class, best of breed solutions to delight our customers and make a major impact on the FinTech industry

Overview:

We are seeking a talented and experienced Data Scientist to join our fast-growing fintech startup in the lending domain. As a Data Scientist, you will play a crucial role in shaping our data-driven lending strategies and contributing to our mission of revolutionizing the lending industry

Roles & Responsibilities:

1. Collaborate with cross-functional teams including product managers, engineers, and business stakeholders to identify and define data science requirements for lending solutions.

2. Collect, clean, and preprocess large-scale structured and unstructured data from various

sources to extract meaningful insights and build predictive models.

3. Perform exploratory data analysis to identify patterns, trends, and correlations, and translate them into actionable recommendations.

4. Conduct rigorous testing and validation of models, ensuring accuracy, reliability, and scalability in real-world lending scenarios.

   5. Drive end-to-end model deployment, working closely with software engineers to integrate

models into production systems and monitor their performance.

6. Continuously monitor and evaluate model performance and provide insights for model

refinement and improvement.

7. Stay up-to-date with the latest advancements and research in data science, machine learning,and lending industry trends, and apply them to enhance our lending strategies.

8. Mentor and provide feedback to team members

Preferred Qualifications:

1. Proven experience in applying data science techniques and machine learning algorithms to solve complex problems in the lending domain.

2. Expertise in managing the entire lifecycle of complex machine learning projects, including

development, implementation, and deployment of large-scale solutions

3. Proficiency in programming languages such as Python or R, and experience with data

manipulation and analysis using libraries like Pandas, NumPy, and scikit-learn.

4. Strong knowledge of statistical analysis, regression modeling, and predictive modeling techniques.

5. Experience with big data frameworks (e.g., Hadoop, Spark) and cloud-based data technologies (e.g., AWS, Azure) is desirable.

6. Familiarity with SQL and database systems for data extraction and manipulation.

7. Excellent problem-solving and critical-thinking abilities, with a keen attention to detail.

8. Strong communication skills, with the ability to explain complex concepts and insights to both technical and non-technical stakeholders.

9. Prior experience in the fintech industry or lending domain is a plus.


Join our dynamic team and contribute to reshaping the lending landscape in India through cutting-edge data science techniques and innovative solutions. We offer a collaborative work environment, and opportunities for professional growth.

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