Product Manager II

4 weeks ago

Bengaluru, India Razorpay Full time

Razorpay was founded by and Harshil Mathur in . Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. 

We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, we've disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X) and enabling capital availability for businesses (via Razorpay Capital).

Razorpay POS, Razorpay’s comprehensive suite of point-of-sale led payment solutions, enables businesses to accept various modes of payment across all customer touchpoints. Be it across the counter, on delivery, or via kiosks and vending machines, Razorpay POS devices offer a smooth payment experience with fast processing and high transaction success rates. Merchants are also able to offer consumers convenient payment options like EMI right on the POS device. Access to real-time transaction data and analytics via the merchant portal enables businesses to drive data-led decisions. 

With over ,+ user touchpoints across India & the UAE, Razorpay POS is at the forefront of transforming payment experiences.

Formerly known as Ezetap, Razorpay POS emerged after Ezetap’s acquisition by Razorpay in August . As a full-stack financial services organization founded in by Shashank Kumar and Harshil Mathur, Razorpay is dedicated to innovative payment and business banking solutions, promising a transformative journey for businesses.

The Role

The QR payments market in India is touching $10B in value as of Sep’23 given the proliferation of UPI and promises to grow at a CAGR of ~16% in the years to come. Razorpay strives to be at the cutting edge of QR innovation and distribution by leveraging its offline expertise and relationships which it acquired with the acquisition of Ezetap Mobile Solutions in . The responsibility in this role entails gaining an understanding of customer pain points with respect to in-store and at-delivery UPI QR payments and the TPAP (G pay, Phone Pe, PayTM) wars and effectively solving for them. Having a clear understanding of the market’s pulse on the subject at any point in time, strategizing a roadmap which not only brings us at par with the incumbent (PayTM) but lays the foundation for 10x differentiators and executing said roadmap to deliver both short term and long term value to small, medium and large businesses and drive sustained engagement in the form of net revenue and active users is the key ask.

Roles and Responsibilities

Devise Product Strategy: Define both long term strategy and quarterly roadmap to achieve the product vision and create impact.  Conceptualize new solutions: Product Conceptualization with a problem first, data-driven and test & iterate approach. Ensures conceptualization from a platform and a long-term view. Ensures value-based prioritization of product initiatives.  Build products: Collaborate with Engineering and Design to build products that customers love. Produce high-quality product specifications and effectively prioritize and manage the scope of each product launch to deliver products and features on time.  Launch products: Draft and execute a go-to-market plan in conjunction with Product Marketing. Be the internal and external authority and advocate for your given area of focus. Stakeholder Management: Working with senior management in Razorpay in defining the strategy for Core Banking Unit and collaborating with internal and external teams (banks & partners) to bring the strategy into reality

Mandatory Qualifications:

You have at least 3 years of experience in Product Management. You understand technology, but love customer-first & business-first thinking. You are an energetic self-starter with the ability to work independently in a competitive and fast-paced environment. You are curious about metrics, execution processes, and macro trends. You have an analytical and data-driven approach to day-to-day work. Problem-solving and detail orientation come naturally to you. You have a strong product sense and have experience building 0-1 products.

Location - Bengaluru - Hybrid

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