Senior Credit Analyst

1 month ago

Bengaluru, India TD SYNNEX Full time

Purpose Statement

Credit evaluation and analysis.

AR management

Finance and Accounting process.

Dimensions

Analyse and evaluate financial position of customers/vendors on a daily basis.

Ensure OTIF collection + follow up outstanding AR on a weekly basis.

External audits & Tax compliance + finance report on a monthly basis

Key Accountabilities:

Credit analysis and evaluation.

Able to read and understand financial statements of business partners.

Calculate key financial KPIs such as profitability ratios, liquidity ratios and effectiveness ratios.

Propose appropriate credit limits for customers with strong business justification.

Ensure the up-to-date credit limit in the systems that can support the business.

AR management

Regularly update AR status and collection in progress to management.

Target to reduce AR days to improve working capital status.

Working closely with insurance company to mitigate credit risks.

Target no bad debts and follow up any legal actions on AR collection.

Customers master data maintenance

Finance and accounting process.

Internal reports and external audit support.

Assist Finance manager on external audit process.

Update actual financial reports such as P&L, Cashflow, AR, AP management.

Monitor top 10 vendors in terms of revenue and CM2.

Monitor top 20 customers and working with relevant stakeholders to build on and follow incentives schemes.

Quarterly brief Balance sheet and P&L reports

Tax supports

Monthly VAT and WHT declaration

Monthly VAT and WHT payment settlements

Monthly PIT payment settlements

Annually Business license Tax

Monthly Tax payment summary report

Quarterly CIT

Cash management

Daily cash report to Treasury team

18 months rolling Funding plan.

Maximize fixed deposit by using idle cash regularly.

People

Building relationship with: Finance department, internal Stakeholder, Business’s partner, external suppliers.

Review work processes and system to improve efficiency and Accountability.

Ensure that own roles assigned operate under an effectiveness of control environment.

Self-development

Context

This position is required to ensure document aligned with company procedure and policy; payment is exact (amount, supplier)

VAS, local tax regulations and other relevant regulations such as social insurance, statistics, administration affairs

Knowledge, Skills and Experience:

Diploma in accounting

ACCA and Big4 background are preferred.

Good knowledge at Financial Accounting,

SAP system is preferred.

Maintain supportive relationship with other Finance Department and other functional Departments.

Always behave in constructive and professional manner when dealing with internal and external business contact

Intermediate level knowledge of modern accounting and accountancy practice and techniques, including some actual prior accounting and finance experiences (more than 2 years) either in an Accounting/Audit/Consultancy companies.

Key Skills:

Ability to communicate effectively (under guidance) with a cross-functional audience.

Capacity to adapt behavior to cope with changing environment/processes.

Ability to propose solutions, and reasonable communication and influencing skills.

A person who works well with guidance but is also self-motivated.

Spoken and written English must be of a high standard.

Key Success Factors

Align with the company policy as well as local tax regulations.

AR monthly reconciliation

Clear on monthly basis with no pending / old ageing items

Timely and accurate posting and report submission

Working Relationship:

Internal:

Line manager, peers, stakeholder

External:

Internal Auditors, External Auditors, supplier and local authorities

Additional Comments

Effective working relationship with Line Manager, peers and cross-functional departments team across the organization

Ability to work in the field with little supervision.

Self-motivated to conduct tasks assigned and reviews on-time/in full.

High level of understanding of processes and controls to identify opportunities for improvements.

Ability to negotiate and manage discussions with senior managers in order to effectively conduct task reviews.

What’s In It For You?

Elective Benefits: Our programs are tailored to your country to best accommodate your lifestyle.Grow Your Career: Accelerate your path to success (and keep up with the future) with formal programs on leadership and professional development, and many more on-demand courses.Elevate Your Personal Well-Being: Boost your financial, physical, and mental well-being through seminars, events, and our global Life Empowerment Assistance Program.Diversity, Equity & Inclusion: It’s not just a phrase to us; valuing every voice is how we succeed. Join us in celebrating our global diversity through inclusive education, meaningful peer-to-peer conversations, and equitable growth and development opportunities.Make the Most of our Global Organization: Network with other new co-workers within your first 30 days through our onboarding program.Connect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives.

Don’t meet every single requirement? Apply anyway.

At Tech Data, a TD SYNNEX Company, we’re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you’re excited about working for our company and believe you’re a good fit for this role, we encourage you to apply. You may be exactly the person we’re looking for

We are an equal opportunity employer and committed to building a team that represents and empowers a variety of backgrounds, perspectives, and skills. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity or expression, sexual orientation, protected veteran status, disability, genetics, age, or any other characteristic protected by law.

  • Senior Credit Analyst

    2 months ago

    Bengaluru, Karnataka, India iimjobs Full time

    Client is a well known Bank and rated among its peer groupFor its Mid Corporate Credit team; it is actively scouting for some one who shall lead the vertical at regional level for South to oversee the functioning of the team.Role Specs: Approve and recommend medium ticket credit exposures (Client turnover: 500 cr+ , Ticket Size : 60 cr + ). Responsible for...

  • Senior Credit Analyst

    4 weeks ago

    Bengaluru, Karnataka, India ABB Full time

    Senior Credit AnalystTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking on a...

  • Senior Credit Analyst

    1 week ago

    Bengaluru, Karnataka, India ABB Full time

    Senior Credit AnalystTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking on a...

  • Credit Analyst

    1 week ago

    Bengaluru, Karnataka, India ABB Full time

    Credit Analyst Opportunity at ABBJoin the ABB team and be part of a global effort to drive positive change in society and industry towards a more sustainable future. We are committed to fostering diversity and inclusion in all aspects, embracing individual differences across gender, LGBTQ+, abilities, ethnicity, and generations.Position: Credit Analyst...

  • Credit Analyst

    4 weeks ago

    Bengaluru, Karnataka, India ABB Full time

    Credit Analyst Opportunity at ABBJoin the ABB team and be part of a global effort to drive positive change in society and industry towards a more sustainable future. We are committed to fostering diversity and inclusion in all aspects, embracing individual differences across gender, LGBTQ+, abilities, ethnicity, and generations.Position: Credit Analyst...

  • Credit Analyst

    4 weeks ago

    Bengaluru, India Axis Bank Full time

    #ComeAsYouAre ‘We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply‘ About Wholesale Banking Coverage Group: The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure,...

  • Senior Credit Analyst

    2 weeks ago

    Bengaluru, India Société Générale Assurances Full time

    Senior Credit Analyst - Corporates CDI|Bangalore|Gestion d'actifs Senior Credit Analyst - Corporates Bangalore, Inde CDI Gestion d'actifs Vos missions au quotidien Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and...

  • Senior Credit Analyst

    1 week ago

    Bengaluru, India Société Générale Assurances Full time

    Senior Credit Analyst - Corporates CDI|Bangalore|Gestion d'actifs Senior Credit Analyst - Corporates Bangalore, Inde CDI Gestion d'actifs Vos missions au quotidien Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and...

  • Senior Analyst

    2 months ago

    Bengaluru, India Société Générale Assurances Full time

    Senior Analyst - Credit Admin(FIG) Permanent contract|Bangalore|Asset Management Senior Analyst - Credit Admin(FIG) Bangalore, India Permanent contract Asset Management Responsibilities MAIN ACCOUNTABILITIES The individual will be responsible to provide support and assisting to credit analysts of CRE FIG (Credit Management –...

  • Senior Analyst

    1 week ago

    Bengaluru, India Société Générale Assurances Full time

    Senior Analyst - Credit Admin(FIG) Permanent contract|Bangalore|Asset Management Senior Analyst - Credit Admin(FIG) Bangalore, India Permanent contract Asset Management Responsibilities MAIN ACCOUNTABILITIES The individual will be responsible to provide support and assisting to credit analysts of CRE FIG (Credit Management –...

  • Ca Inter

    2 months ago

    Bengaluru, India Namaste Credit Full time

    Job Purpose - As a senior credit, your primary responsibility will be to evaluate and manage credit risk associated with the company's clients who lease or purchase fleet vehicles. You will be also responsible for credit underwriting of SMEs and Corporate borrowers for multiple clients of the company. Your duties may include: 1. Conducting financial...

  • Senior Credit Analyst

    7 days ago

    Bengaluru, Karnataka, India ABB Full time

    Senior Credit AnalystTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking on a...

  • Credit Analyst – Accounts Receivable

    4 weeks ago

    Bengaluru, Karnataka, India ABB Full time

    Credit Analyst – Accounts ReceivableTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we...

  • Credit Analyst – Accounts Receivable

    1 week ago

    Bengaluru, Karnataka, India ABB Full time

    Credit Analyst – Accounts ReceivableTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we...

  • Sr Credit Analyst – Accounts Receivable

    3 weeks ago

    Bengaluru, Karnataka, India ABB Full time

    Sr Credit Analyst – Accounts ReceivableTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we...

  • Sr Credit Analyst – Accounts Receivable

    1 week ago

    Bengaluru, Karnataka, India ABB Full time

    Sr Credit Analyst – Accounts ReceivableTake your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future.At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we...

  • Business Analyst

    2 months ago

    Bengaluru, India Societe Generale Global Solution Centre Full time

    JD for IT BA – Credit Risk: Domain - Credit Risk: - Understanding Credit Risk Metrics : PD, LGD, RWA, ECL etc. - Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc. - Credit Risk: Calculation , Reporting , Data Management, Modeling - Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc. IT...

  • Business Analyst

    2 months ago

    Bengaluru, India Societe Generale Global Solution Centre Full time

    JD for IT BA – Credit Risk:Domain - Credit Risk: - Understanding Credit Risk Metrics : PD, LGD, RWA, ECL etc. - Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc. - Credit Risk: Calculation , Reporting , Data Management, Modeling - Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc.IT Business...

  • Business Analyst

    2 months ago

    Bengaluru, India Societe Generale Global Solution Centre Full time

    JD for IT BA – Credit Risk:Domain - Credit Risk: - Understanding Credit Risk Metrics : PD, LGD, RWA, ECL etc. - Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc. - Credit Risk: Calculation , Reporting , Data Management, Modeling - Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc.IT Business...

  • Business Analyst

    1 week ago

    Bengaluru, India Societe Generale Global Solution Centre Full time

    JD for IT BA – Credit Risk:Domain - Credit Risk: - Understanding Credit Risk Metrics : PD, LGD, RWA, ECL etc. - Should worked on Key regulations like BASEL, IFRS 9, CRR2, CRR3, Large Exposure etc. - Credit Risk: Calculation , Reporting , Data Management, Modeling - Key Terms: Credit Risk, Concentration risk, Country risk, Counterparty risk etc.IT Business...