SME (Underwriting)

1 month ago

Chennai, India 2coms Full time

Opening for Trainer - Underwriting Leading MNC- Chennai


Work location - Chennai- WFO

Exp- 5+ Years

Notice- 30 Days

Good Communication

Shift- Flexible

CTC-12 L



  • Experience in Designing & Imparting domain specific training programs for New Joiners
  • Good with excel formulae and formatting. PowerPoint presentations
  • Strong organizational and time management skills in a fast paced environment
  • Good written and verbal communication skills
  • Ability to manually underwrite complex transactions to ensure the loan meets established guidelines.
  • - Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client.
  • Should know how to run the AUS and verify the data integrity off the Desktop UW / Loan Prospector
  • Review the Employment Guideline Requirements
  • Perform Income calculations (salaried / Self employed / Rental / Other Incomes)
  • Validate all type of Assets including 401K, Bank Statements, Mutual funds etc
  • Usage of Assets against Income requirement / qualification
  • Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payments
  • Review appraisal and perform Property Valuation and use property valuation tools
  • Review Credit Report including Credit Scores, Existing liens, payments etc
  • Should also review on the alternate / support documents for credit review
  • Title review and lien validations
  • Review loan details in Loan application, Letter of explanations, gift letters
  • Income verification on Bank statement loans.
  • Client specific guideline review with alternate documentations
  • Understanding on Counter offer and Solution the loan
  • Review on compliance documents


Mandatory Skills

 

Good expertise on all 4 cs of UW,

 Must be a Good Communication and Trainer experience for fresher and exp

 Good experience in core UW.



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