Lead - Credit Risk Analytics & Data Science

1 month ago

Noida, India Saaki Argus & Averil Consulting Full time

Our client is a leading fintech company specialized in providing customers with credit solutions, looking to hire Lead of Credit Risk Analytics and Data Science.


Position Title: Lead Credit Risk Analytics and Data Science


Location: Preferably Chennai, Bangalore, or Noida; remote work considered for exceptional candidates


Key Responsibilities:


  • Develop and deploy machine learning models to predict credit risk and other essential metrics, collaborating closely with stakeholders to ensure accurate and timely implementation.
  • Optimize underwriting rules and continually monitor portfolio performance, providing corrective actions as needed.
  • Evaluate additional data sources to enhance model effectiveness and accuracy.
  • Provide analytics support across various organizational functions beyond underwriting.
  • Conduct controlled tests utilizing Design of Experiments principles to drive business value, requiring advanced critical thinking skills.
  • Mentor junior team members to foster their professional growth.


Qualifications:


  • Demonstrated experience in building machine learning models and strong statistical knowledge.
  • Proficiency in programming, preferably in R, Python, or SQL; ability to quickly learn new programming languages.
  • Ability to independently drive projects from problem formulation to solution implementation, including problem statement formulation, solution identification, task breakdown, and hands-on data analysis.
  • Strong critical thinking and problem-solving abilities, capable of addressing high-level, ambiguously defined questions and deriving actionable insights from data.
  • Effective communication skills to convey complex concepts to non-technical stakeholders through presentations and other means.


Preferred Qualifications:


  • Educational background from a premier institute.


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