Risk Strategy-Unsecured Credit Risk ECM Analyst II- C10

3 weeks ago

Mumbai, India 12542 Citicorp Services India Private Limited Full time

About Citi Retail Services:

Citi Retail Services (RS) organization is a leading Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major national retailers, oil companies and specialty retailers and dealers (the “Partners”). Products provided by RS include financing, transaction, and payment solutions that augment Partners’ existing marketing and sales strategies. These products serve to enhance Partner sales through direct integration with Partner branding, marketing and data management. RS also provides supplemental services to Card members such as debt protection, identity protection and credit monitoring.

Role Outline/Job Summary:

As part of the Retail Service Risk Management Analytics team, the successful candidate will be responsible for developing, analyzing and executing ideas and initiatives designed to achieve business growth & loss mitigation goals.

POSITION TITLE: Manager - Credit & Portfolio Risk Analyst 2

Grade/Level: - C10

BUSINESS GROUP: CSIPL

FUNCTION/GROUP: Citi Retail Services - Risk Management Analytics

DEPARTMENT: Portfolio Risk Analytics

LOCATION: Mumbai

ROLE & RESPONSIBILITIES

Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US. Independently manage development and implementation of effective risk management strategies that help mitigate credit losses Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies. Must be able to effectively provide updates and communicate key initiatives to senior risk management. Analyzing tests and performance using SAS and decision tree (CHAID/ CART) Evaluating effectiveness of current policies and strategies Must have capability to clearly develop and communicate analysis A good understanding of Credit life cycle and Collections/Recoveries Must have hands on expertise in developing and managing segmentation Presentations to both technical and non-technical personnel are required to be made frequently as part of the job. Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities. Provide insight into the data through MIS and deeper analytics Summarize analytic reports into presentations and share analyses and reports with senior leadership

QUALIFICATIONS

Required

Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics

Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

2+ years of relevant experience

Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems. Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments. Highly proficient in Excel/pivot tables and PowerPoint. Credit card industry experience especially in an analytics or policy role is preferred

Others:

Exposure to project/process management Strong communication and presentation skills targeting a variety of audiences A qualified candidate needs to be able to work with cross functional teams Creates and sustains a network of strong client relationships. Flexibility in approach and thought process Ability to work effectively across portfolio risk policy teams and functional areas teams Strong influencing, negotiating, and facilitation skills. Analytical mindset

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Job Family Group:

Risk Management

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Job Family:

Credit & Portfolio Risk Management

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .

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