Assistant Manager — Wholesale Credit Risk UK GSC’s

3 weeks ago


Kolkata, India HSBC Full time

Description - External

Some Careers grow faster than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Assistant Manager — Wholesale Credit Risk UK GSC’s

Role Purpose

The aim of this role is to undertake Balanced Risk Decisions for Scored Lending segment, UK to ensure that WCR:- Contributes to the development of the Sector's business. Participates in the maintenance of a stable lending portfolio within Group and HBEU policy objectives. Maintains appropriate credit standards in the approval and control of lending. Requirements

Qualifications - External

Knowledge & Experience / Qualifications 

Academics — University degree in commerce/ economics/ management/ engineering. Preference will be given to the candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB/ CFA etc. Experience — 1+ years of relevant experience in handling SME/Corporates in a reputed Bank/ Fl. Thorough understanding of Group Lending Guidelines, as well as various corporate banking and treasury products, familiarity with other specialised lending areas such as Commodity and Structured Trade Finance as well as the latest financing structures in the market. Eye for conducting detailed diligence given the complexities involved, and at the same time be change-oriented given the evolving market and nature of the transactions. Capacity to maintain strong constructive relationships with Area Risk Teams, Business Team Heads and relationship teams. Capable of providing real time advice and guidance on credit to the business teams. Capacity to cope with pressure and tight deadlines given the time critical nature of the deals. Excellent communication skills. Should have the capability & flexibility to switch roles within Wholesale Credit Risk in various functions & geographies at short notice if needed.

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