Deputy Unit Manager

2 days ago

Mumbai, Maharashtra, India Bajaj Finserv Full time ₹ 8,00,000 - ₹ 12,00,000 per year

Commercial Risk & UnderwritingMumbai - BKC

Posted On

30 Jul 2025

End Date

30 Jul 2026

Required Experience

5 - 7 Years

BASIC SECTION

Job Level

GB03

Job Title

Deputy Unit Manager - Commercial Risk & Underwriting, Emerging Corporate Group, Corporate

Job Location

Country

India

State

MAHARASHTRA

Region

West

City

Mumbai

Location Name

Mumbai - BKC

Tier

Megapolis

Skills

SKILL

SKILLS AS PER JD

Minimum Qualification

OTHERS

JOB DESCRIPTION

Job Purpose

"This position is open with Bajaj Finance ltd."Credit Analyst for Preparation of Credit Appraisal Memo (CAMs) and underwriting of corporates for Commercial Lending Vertical of Bajaj Finance Ltd. The job role includes analyzing the proposal in details including business model, Industry analysis, financial spreads, projections and risks and mitigants. An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization's policiesAct with Integrity

Duties and Responsibilities


•Preparation of Credit Appraisal Memo's (CAM) covering details of financials, business, industry and management while maintaining quick TATs.
•Understanding of financials and due diligence process for lending to be carried out as per the Lending programs for Commercial lending division of Bajaj Finance Limited
•Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified to ensure NIL delinquency in the Portfolio.
•Ensure & review that the covenants & conditions as per sanctioned terms are regularly monitored.
•Monitoring of the end user industries covering the existing and prospective portfolio and identify any early warning signals
•Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
•Track developments in the respective markets and provide feedback to the management team

Required Qualifications and Experience

Educational Qualificationsa)QualificationsCA/MBA in Financeb)Work Experiencea)Minimum 2 years in the Corporate Lending industry, preferably with a reputed Bank / NBFC.b)Exposure in u/w for Corporate Clients would be preferred.

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