Field Officer

Job Title: Field Officer – JLG (Joint Liability Group)

Department: Microfinance

Location: All over Tamilnadu

Reporting To: Branch Manager / Area Manager

About Svamaan Financial Services:

Svamaan Financial Services is a mission-driven financial institution committed to delivering inclusive financial solutions to underserved communities. We believe in empowering individuals, especially women, through access to responsible credit.

Job Purpose:

As a Field Officer for JLG operations, you will be responsible for identifying potential customers, forming Joint Liability Groups, conducting credit appraisals, and ensuring smooth disbursement and recovery of loans in assigned rural/semi-urban areas.

Key Responsibilities:

• Identify and mobilize potential women borrowers in rural and semi-urban areas
• Form and manage Joint Liability Groups (JLGs) as per company guidelines
• Conduct group training, verification, and credit appraisal
• Ensure timely loan disbursement and recovery collections
• Build strong customer relationships and resolve field-level issues
• Maintain documentation and update customer information regularly
• Follow company compliance, ethics, and credit policies
• Prepare daily/weekly reports and update MIS systems
• Coordinate with the branch team and participate in regular review meetings

Eligibility Criteria:

• Education: Minimum 10+2 or Graduate in any discipline
• Experience: 0–3 years in Microfinance or related fieldwork preferred
• Skills:
• Strong interpersonal and communication skills
• Good understanding of rural markets
• Basic smartphone & app handling skills
• Ability to travel extensively by two-wheeler

Salary & Benefits:

• Monthly Salary: ₹13,500 – ₹21,000 (Based on experience & location)
• Performance Incentives: Up to ₹10,000/month based on disbursement and recovery targets
• Petrol Allowance: ₹2.75 per kilometer
• Other Benefits:
• ESIC & PF coverage
• Annual bonus based on performance
• Travel & accidental insurance
• Training & career growth opportunities

Job Types: Full-time, Permanent, Fresher

Pay: ₹13, ₹21,000.00 per month

Benefits:

• Health insurance
• Life insurance
• Paid sick time
• Provident Fund

Application Question(s):

• Are ready to relocate

Location:

• Annur, Tamil Nadu (Required)

Work Location: In person