Data Scientist

13 hours ago

Delhi, Delhi, India BillCut Full time ₹ 6,00,000 - ₹ 12,00,000 per year

What You'll Do

As a Data Scientist at BillCut, you'll sit at the intersection of credit, technology, and behavioural data, helping shape our financial products with cutting-edge analytics and AI.

* Analyze transactional, behavioural, and credit bureau data to inform product and risk strategies.

* Build and deploy credit decision models, risk scoring engines, and automated loan approval systems.

* Develop fraud detection and credit risk models using real-time signals.

* Drive experiments (A/B tests) and monitor model performance post-deployment.

* Collaborate with product, engineering, and operations to bring scalable data solutions into production.

* Work on ML/AI-powered mobile lending features — from idea to deployment.

⸻

What We're Looking For

Must-Have Qualifications:

* 0–2 years of hands-on experience in data science (internships and academic projects count).

* Proficiency in Python and experience with ML algorithms (ANN, Random Forest, GBM, etc.).

* Solid grasp of feature engineering, data quality, and preprocessing best practices.

* Understanding of financial models and consumer lending workflows.

* Sharp problem-solving ability — can break down complex issues and validate hypotheses.

* An active and professional LinkedIn profile is required.

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