Walkin Drive/2-sep-25/US Medical Underwriting/NS with WFO/senior exe

2 days ago

Noida, Uttar Pradesh, India EXL Full time ₹ 4,00,000 - ₹ 8,00,000 per year

EXL IS HIRING FOR US life insurance Medical Underwriting

About EXL Service is a global analytics and digital solutions company serving industries including insurance, healthcare, banking and financial services, media, retail, and others. The company is headquartered in New York and has more than 37,000 professionals in locations throughout the United States, Europe, Asia, Latin America, Australia and South

ELIGIBILITY- Candidate should have Minimum 4-5 years of Mandatory experience in US life insurance medical underwriting would be considered.

Candidates should be comfortable with Night Shifts.

Candidates should be comfortable with Work from Office (sec- 144 NOIDA).

NOTE - Candidates receiving Cash in-hand Salary would not be considered.

PERKS AND BENEFITS

Salary 4LPA-8LPA (depending upon skillset experience and last drawn).

5 days working.

Both Sides transport till further update (within the hiring grid)

Monthly incentives (post completion of training)

MANDATORY DOCUMENTS.

Please carry hardcopy of your Resume, AADHAR card, Photocopy of PAN Card and 2 recent passport Size photograph along with you. Entry would not be allowed into the premises without the above-mentioned documents.

Job description -

**Basic Function

The Medical Underwriter reviews applications for life, disability insurance and determines whether the requested coverage can be granted to the individual.

Individuals in this role medically underwrite applications for Group Life, Long-Term Disability and/or Short-Term Disability Insurance. This is done by utilizing medical underwriting tools such as the Medical Information Bureau (MIB), medical records and/or medical examinations to assess risk. Information pertaining to the applicants past and present medical conditions are evaluated against company guidelines and decisions are made to either accept the applicant for coverage or decline the application.

Principal Duties & Responsibilities

To assess the overall risk by collecting, reviewing and analyzing an applicant's relevant history and records, obtain additional information to determine coverage needs, to give rating and to reduce the possibility of adverse selection against the insurer by applying the available insurance manuals guidelines.

Skills required

Knowledge of US Insurance /Medical Claims/US Healthcare is preferable

In depth knowledge of medical terminology and body systems

Ability to work in a high volume, fast paced environment while ensuring quality decisions**

NOTE- Do not carry any electronic items like Laptop and Pen drive.

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