Sr Credit Manager

2 days ago

Delhi, Delhi, India CSB Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year
Description
  • Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. 
  • Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered to
Responsibilities
  • Appraising proposals for CV / CE and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
  • Supervising, controlling delinquency and credit loss.
  • Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of reports.
  • Fulfilling the credit training needs of the entire business team on a continued & timely basis Requirement In-depth knowledge of - Financial & Credit Risk analysis.
  • Maintaining credit TAT
  • Any other credit related activities assigned by HOD credit.
Qualifications

Qualifications: CA/ MBA Finance

Experience: years

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