Asset & Wealth Management Operations - PWM Margin Lending - Associate - Bengaluru

Job Description
WEALTH MANAGEMENT
Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design.

OPERATIONS
Operations is a dynamic, multi-faceted function that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firm's assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow.

OUR IMPACT
PWM Margin Lending, as part of the global Strategy and Transformation organization within Asset and Wealth Management Operations is responsible for margin risk monitoring supporting the Private Wealth Management (PWM) business. The team seeks an experienced associate. The successful candidate will work within a team focusing on monitoring margin exposure for the related accounts.

The Margin Lending group focuses on a combination of day to day operational functions and value added projects and initiatives. From an early stage, we develop and expect our analysts to think creatively and 'outside the box' as well as improving the daily process and taking responsibility and ownership for this to happen.

We promote cross training and ensure our Associates develop a broad level of understanding across the varied departmental functions carried out. You can expect to be given early responsibility and in return you will be expected to contribute your own ideas to make a difference and add value to the group. The role will involve close interaction with other areas of the bank including Credit, Risk and Sales, therefore requiring strong communication and interpersonal skills.

Job Summary And Responsibilities
The principal responsibilities include:

• Calculation and issuance of margin calls for PWM clientele
• Validating and ensuring all margin calls are issued on a timely basis.
• Responding to all incoming queries and interacting with many different areas of the bank, in particular with Risk, Credit and Technology
• Proactively working on enhancing the team's process and controls.
• Resolution and escalation of all client disputes and queries.
• Project and initiative management and participation within the team and across all regions

Basic Qualifications
SKILLS & EXPERIENCE WE'RE LOOKING FOR

• Strong organizational and multi-tasking skills to balance competing priorities and meet deadlines.
• Exceptional understanding of products, risks, controls and escalations process across Operations.
• Excellent problem-solving skills; comfort dealing with large datasets and strong numerical aptitude.
• Motivated, enthusiastic and career focused. Strong motivation to succeed, both as an individual and as a team.
• Desire for continued improvement and new challenges, both on a business and personal level.
• Excel skills an advantage.
• Excellent communication and interpersonal skills with a strong appreciation of client service.
• Bachelor's Degree Required.

Prefered Qualifications

• Good working knowledge of product flows and systems, including OTC derivatives and intercompany processes.
• Prior experience with the Margin Lending business, systems, flows, products and client base

About Goldman Sachs
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at

We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more:

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Goldman Sachs is an equal employment/affirmative action employer