Hiring For Small Enterprise RM II Banking
6 days ago
Role & responsibilities
Small Enterprise RM will manage and grow a portfolio of small enterprise clients (typically turnover up to 100 crore) by sourcing new clients, deepening relationships with existing clients, cross-selling banking products & services, and maintaining portfolio hygiene .
- Manage and deepen relationships with existing small enterprise clients to increase wallet share.
- Cross-sell working capital, term loans, trade, treasury, cash management, and insurance products.
- Prepare credit proposals, assess credit risk, and ensure adherence to policy and compliance norms.
- Monitor portfolio performance, identify early warning signals, and ensure timely renewals.
- Coordinate with internal teams (Credit, Operations, Legal) for seamless client servicing.
- Ensure portfolio hygiene, maintain audit readiness, and achieve business targets for assets and revenue.
- Gather market intelligence, track competition, and provide feedback for business growth.
Preferred candidate profile
Qualifications & Experience
- Graduate/Postgraduate in Commerce, Finance, Business Administration, or a related field.
• 25 years of experience in SME/Business Banking/Relationship Management.
• Proven record in sourcing, portfolio management, and maintaining asset quality.
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