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Credit Manager-Business Loans-Credit

2 weeks ago

Bengaluru, Karnataka, India Kotak Mahindra Bank Full time
Description
We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process.

Responsibilities
Screen and evaluate customer proposals for credit cards under various programs.
Ensure compliance with credit card policies and KYC guidelines.
Analyze financials and assess customer creditworthiness for approval or rejection.
Process cases within defined turnaround times (TAT).
Maintain acceptable audit quality reports monthly.
Coordinate with verification agencies for timely report submission.
Cross-verify verification reports for accuracy.