Brancc Manager

Principal Accountabilities

Business target

• Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.
• Responsible for the meeting the Weighted Average Yield target allotted to the branch.
• Responsible for Portfolio growth of the branch and retention of existing customers.

Lead generation & management activities

• Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business
• Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels
• Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis
• Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis

Business Process flow & Management

• Responsible for housing loan file logins as per the product & policy norms of Aham HFC.
• Location visits to meet the identified customers for appraisal of the loan proposal
• Ensuring proper & complete documentation of housing loan files put up for sanction.
• Management of post sanction documentation i.e. disbursement documentation.
• Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training

• Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management

• Responsible for management of portfolio quality.
• Responsible for closure of outstanding post disbursal documentation
• Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must)