AML Analyst

Welcome to the financial frontier of limitless possibilities - welcome to Zolve. We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints.

Zolve is the world's first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve's cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. 

As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. 

Role: AML Analyst

Location: Bengaluru

Employment Type: Full-Time

The AML Analyst is responsible for reviewing, analyzing, and investigating financial transactions to identify potential money laundering, fraud, and other financial crime risks. The role includes conducting sanctions screening reviews, monitoring alerts for unusual or suspicious activity, and supporting periodic testing activities related to CIP and transaction monitoring. This position requires strong analytical skills, attention to detail, and a solid understanding of U.S. AML regulatory requirements and transaction monitoring principles.

Monitor financial transactions and sanctions screening alerts to identify suspicious activity, unusual patterns, and financial crime–related red flags.

Conduct end-to-end investigations on alerts and exceptions generated by transaction monitoring systems.

Analyze large datasets to detect anomalies, trends, and potentially suspicious behaviors.

Review and interpret customer information, transaction details, KYC documentation, and other relevant data sources.

Perform thorough research using internal systems, public-domain sources, and open-source intelligence to support investigations.

Exercise sound judgment in assessing transactional behavior and determining whether escalation or closure is appropriate.

Prepare clear, concise, and well-structured written reports documenting findings, conclusions, and supporting rationale.

Communicate effectively with stakeholders across Compliance, Operations, and other internal teams.

Maintain up-to-date knowledge of U.S. AML/BSA regulations, typologies, and emerging financial crime risks.

Assist with internal monitoring and testing activities as needed, including CIP reviews, Unusual Activity Reports (UARs)/No-UAR assessments, and false-positive evaluations.

 Education

• Bachelor's or Master's degree in Finance, Accounting, Business Administration, Economics, or a related field.
  
  

  Experience:

• 4–6 years of experience in AML/BSA, Transaction Monitoring, or a related Financial Crime Compliance role.
  

• Strong knowledge of U.S. AML/BSA regulatory requirements and transaction monitoring principles.
  

• Proven analytical skills with the ability to interpret complex data and identify suspicious activity or patterns.
  

• High attention to detail with a strong investigative and problem-solving mindset.
  

• Excellent written and verbal communication skills.

• Experience with monitoring and testing frameworks is preferred.

• Ability to manage multiple priorities, meet deadlines, and work effectively in a fast-paced environment.