Senior Analyst, Legal Compliance

The Payment Gateway compliance function is responsible for ensuring that the business adheres to Mastercard Policies and regulatory requirements, including those related to anti-money laundering, and sanction laws. This includes developing and implementing policies, systems and processes that meet both regulatory and internal standards, monitoring compliance, and providing guidance to mitigate risks and maintain the integrity of the organization.

Role Summary

• The role holder will support the Legal Compliance team of the Mastercard Payment Gateway Services (MPGS) to minimize exposure to Anti-Money Laundering, and Sanctions risks all regions and jurisdictions where Mastercard Payment Gateway operates
• This will include support for compliance initiatives and operations across the business, collaborating closely with Global Product Management, Sales, Engineering, Legal, Global Compliance and IT
• Reporting to the VP of Legal Compliance, the Senior Analyst will primarily focus on day-to-day operational compliance tasks related to Customer Due Diligence (CDD), Know Your Customer (KYC) processes, sanctions transaction monitoring and legal compliance projects

Key Responsibilities

• Conduct CDD and KYC reviews for onboarding and periodic assessments
• Review and validate customer documentation, ownership structures, and jurisdictional risks
• Use third party tools to assist on the day-to-day activities
• Support sanctions screening processes and real-time transaction blocking
• As required, support legal reviews of new products, services, and markets via One Trust Studio
• Propose updates and amendments to AML, KYC & Sanctions policies in line with Mastercard global standards
• Provide training and advisory support to internal stakeholders
• Input to compliance dashboards and reports for leadership and Global Compliance
• Engage with third party compliance service providers in the provision of services and ensure quality assurance
• Escalate high-risk issues to VP Legal Compliance Input to regulatory reporting and audit readiness

Required Skills & Experience

• 5 years AML and Sanctions compliance experience in banking/financial operations
• understanding of AML, CTF, and Sanctions frameworks (OFAC, EU, UN, FATF)
• Intermediate skills with AML compliance program requirements and experience with program/project management and familiarity with FATF, FSA international standards, and practices and knowledge of banking/financial operations, customer due diligence and/or payments-related industry experience is preferred
• Experience conducting onboarding and periodic reviews, including beneficial ownership verification and jurisdictional risk assessments
• Familiarity with real-time transaction screening and daily entity screening using third party platforms
• Experience maintaining and updating compliance policies and procedures
• Proven ability to work independently in a fast-paced matrix environment or as a team player and function effectively in a dynamic, fast-paced environment while handling multiple projects and consistently meeting deadlines
• Practical problem solver with demonstrated ability to partner effectively with others in handling complex and/or sensitive issues
• Sound judgment with ability to build rapport at all levels, and in all business units; proven ability to persuade and drive results
• Meticulous in maintaining audit trails, documentation, and regulatory reporting

Preferred Qualifications

• Legal, compliance, or financial certification (eg, ICA, CAMS)
• Certified Anti-Money Laundering Specialist (ACAMS), or ICA or other relevant certification preferred
• Experience with Mastercard Payment Gateway or similar platforms
• Exposure to international regulatory environments