
Credit Risk Intermediate Analyst
2 weeks ago
Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.
In this role, you're expected to:
Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
Manages the risk associated with new and existing borrowing relationships through the following:
Performs spreads of client business financial statements
Creates Customer Accounting Systems' through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Accompanies Underwriting Manager on customer site visits (when appropriate)
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
As a successful candidate, you'd ideally have the following skills and exposure:
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
Education:
Bachelor's/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Risk Management
Job Family:
Credit Decisions
Time Type:
Full time
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.
-
Credit Risk Intermediate Analyst
3 days ago
Mumbai, Maharashtra, India Citi Full time US$ 90,000 - US$ 1,20,000 per yearInstitutional Credit Management's ("ICM") mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Independent Risk and Banking, shared commitment to ensuring the safety and soundness of wholesale lending across ICG.ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk...
-
Officer – Credit Risk Intermediate Analyst
21 hours ago
Mumbai, Maharashtra, India Citigroup Full timeWhether youre at the start of your career or looking to discover your next adventure your story begins here At Citi youll have the opportunity to expand your skills and make a difference at one of the worlds most global banks Were fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to...
-
Credit Risk
1 day ago
Mumbai, Maharashtra, India JP Morgan Chase & Co. Full timeJob DescriptionJ.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide.As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset...
-
Credit Risk
1 day ago
Mumbai, Maharashtra, India JP Morgan Chase & Co. Full timeJob DescriptionJ.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide.As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset...
-
Senior Credit Risk Analyst
11 hours ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time US$ 1,80,000 - US$ 2,20,000Job Title: Credit Risk Senior AnalystAbout the RoleWe are seeking a highly skilled Credit Risk Senior Analyst to join our team. As a key member of our Institutional Credit Management organization, you will be responsible for delivering best-in-class credit risk analysis, monitoring and credit administration.Key ResponsibilitiesAssess the credit and financial...
-
Credit Risk Analyst
2 days ago
Mumbai, Maharashtra, India JP Morgan Chase Full time: J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide. As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for...
-
Expert Credit Risk Analyst Role
7 days ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000Credit Risk Analysis PositionWe are seeking a skilled Credit Risk professional to evaluate asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis.This role involves supporting client credit needs by analyzing client data across multiple systems and conducting preliminary reviews for credit criteria.Prepare detailed...
-
Senior Credit Risk Analyst
5 days ago
Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000Job Opportunity: Credit Risk AnalysisWe are seeking a skilled credit risk analyst to join our team in a challenging and rewarding role.Key Responsibilities:Undertake due diligence calls with clients to collect credit information and conduct in-depth credit research and analysis.Write high-quality credit memos to assign internal credit ratings, appetite, and...
-
Senior Credit Risk Analyst
2 days ago
Mumbai, Maharashtra, India beBeeRisk Full time ₹ 1,04,000 - ₹ 1,30,878Job Title: Senior Credit Risk AnalystWe are seeking a skilled and detail-oriented Senior Credit Risk Analyst to join our team. As a Senior Credit Risk Analyst, you will play a crucial role in assessing the creditworthiness of clients and identifying potential risks associated with their financial transactions.Responsibilities:Analyze credit risk in...
-
Credit Risk Analyst
3 days ago
Mumbai, Maharashtra, India Citi Full time US$ 90,000 - US$ 1,20,000 per yearWhether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...