Credit Analyst

7 days ago

Pune, Maharashtra, India Crisil Full time ₹ 1,20,000 - ₹ 2,60,000 per year

Key Responsibilities:

-

Domain Related:

  1. Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securities
  2. Prepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary platforms (IMAKE, Cashflow Evaluator, Intex) and ensure the correctness of the cash flow output
  3. Cash-flow Modelling involves:
  4. Analyzing, comprehending, and interpreting transaction documents such as Offering Circular, Indenture, Term-sheet etc., to understand the structure and features of the deals
  5. Retrieve appropriate data (Asset and Liability level) to prepare cash-flow model set up files
  6. Scripting payment waterfalls and related conditions as per the deal covenants using pre-built functions in the scripting tools to generate the required cash-flow output
  7. Testing the Cash-flow model through scenario analysis to comply all the requirement of legal document and the Asset Specific Cash-Flow Criteria
  8. Work on resolving Queries w.r.t Cash-flow model outputs used for ratings process
  9. Model maintenance involves regular testing and validation of models based on the most recent investor reports, statements published by issuers, servicers and revising the model to be in sync with expected outcome
  10. Stay abreast with the latest developments in the structured finance market and understand / be able to comment on their potential impact
  11. Support Global Credit Analyst(s) in analyzing the performance of a portfolio of Structured Finance transactions for any credit event
    Process Adherence:
  12. Focus on quality review and add analytical inputs to processes as and when needed
  13. Create and maintain base level training material, process manuals and related documentation to ensure smooth execution of tasks
  14. Adopt the defined processes in day-to-day execution of assignments
  15. Identify process improvement avenues that leads to value addition to work
  16. Ensure gained knowledge is retained and documented through operating manuals

  17. Work with other teams and suggest methods to improve efficiency of the existing process

  18. Strictly practice and follow all compliance, confidentiality and information security policies and procedures and related guidelines of the organization

Client Management / Stakeholder Management:

  1. Build and maintain relationships with onshore Analyst and respective stakeholders
  2. Set expectations with clients for the routine tasks (viz., scope of work, timelines, etc.)
    People Development:
  3. Provide mentoring / training to junior members of the team
  4. Implement team-level initiatives (co-curricular activities)
  5. Familiarize new recruits to the team and organization

Expected Candidate Profile: -

  1. Understanding of Fixed Income AND/OR Structured Finance / Securitization concepts
  2. Excellent oral and written communication skills
  3. Positive attitude with qualities of a team player and Solution oriented
  4. Ability to take ownership and execute tasks independently
  5. Ability to deal with pressure and open to new ideas and initiatives
  6. Ability to build client relations and take a view based on client guidance

Essential Qualification: -

Two years full-time MBA (Finance) OR Equivalent

Preferred Qualification: -

Two years full-time MBA/PGDM (Finance) OR Equivalent degree in Quantitative Finance OR (CFA / FRM) with 3-5 years of work experience in Structured finance (ABS / RMBS / CLOs).

  • Credit Analyst

    2 weeks ago

    Pune, Maharashtra, India Crisil Full time ₹ 4,00,000 - ₹ 12,00,000 per year

    Experience-1 to 8 YearsRole SummaryFunctional Responsibility/Domain Related• Support global Credit Analyst(s) to track the performance of a portfolio of Banks and FinancialInstitutions operating mostly in the European markets, and to respond to credit events with the purpose ofenabling timely and accurate credit ratings and research• Track and understand...

  • Credit Analyst/Sr Credit Analyst

    2 weeks ago

    Pune, Maharashtra, India Crisil Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Key Responsibilities:-Domain Related:Assist global Credit Analyst(s) in cash flow analysis for Structured Finance securitiesPrepare cash-flow Model for structured finance deals RMBS, across EMEA and US regions) using proprietary platforms (IMAKE, Cashflow Evaluator, Intex) and ensure the correctness of the cash flow outputCash-flow Modelling...

  • Sr Credit Analyst

    1 day ago

    Pune, Maharashtra, India Workday Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    Your work days are brighter here.We're obsessed with making hard work pay off, for our people, our customers, and the world around us. As a Fortune 500 company and a leading AI platform for managing people, money, and agents, we're shaping the future of work so teams can reach their potential and focus on what matters most. The minute you join, you'll feel...

  • Credit Analyst

    2 weeks ago

    Pune, Maharashtra, India Standard Chartered Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Job ID: 43316Location: Pune, INArea of interest: OperationsJob type: Regular EmployeeWork style: Office WorkingOpening date: 11 Nov 2025Job SummaryStrategyProvide inputs in shaping the Retail Risk Operations strategic directionWork with in-country stakeholders to deliver against the Retail Risk Operations strategic initiativeBusinessOptimise operating...

  • Credit Risk Business Analyst, BFS Consulting

    7 days ago

    Pune, Maharashtra, India Cognizant Technology Solutions Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Cognizant ConsultingCognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life...

  • Credit Manager

    2 weeks ago

    Pune, Maharashtra, India Workassist Full time

    Work Level: IndividualCore: Self Motivated, Communication SkillsLeadership: Building Work Relationships, EmpathyIndustry Type: BankingFunction: Credit AnalystKey Skills: Credit,Letter oF Credit,Credit Underwriter,Credit Analysis,Credit ManagerEducation: GraduateNote: This is a requirement for one of the Workassist Hiring Partner.Job Duties &...

  • Manager - Credit Corporate

    3 days ago

    Pune, Maharashtra, India Crisil Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Reporting to:Associate DirectorRole:Manage large teams (approximately 5-20 people across offices) supporting international clients with a strong focus on driving results, talent management and stakeholder engagement.The manager will play an important role in fostering a talented and motivated team, understanding client needs and enhancing...

  • Credit Analyst Capital Markets

    1 week ago

    Pune, Maharashtra, India Intellectual Capital Hr Consulting Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Job Title: Senior Manager/Cluster Manager Underwriting, Institutional BusinessDepartment: Capital MarketsResponsibilities:An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management.Assessing loan applications for credit appraisal which includes financial analysis...

  • Mortgage Analyst

    2 weeks ago

    Pune, Maharashtra, India MRT Infotech Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    We have been hired by our client an Indian MNC to hire Mortgage Analyst / Sr. Analyst to be placed at Pune. This role requires Mortgage Compliance and QA Specialist assist with researching and reviewing forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulations related to ECOA, HMDA, Regulation...

  • Loan Officer, Relationship Manager, or Credit Analyst

    2 weeks ago

    Pune, Maharashtra, India Jobs Cruze Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    We are seeking a dedicated and detail-oriented Loan Officer to manage Machinery Loans and Commercial Loans. The candidate is responsible for sourcing, assessing, processing related to business machinery financing and general commercial credit needs.