AML Investigations Officer

IPB AML Investigations Officer, AVP

Job Title: IPB AML Investigations Officer, AVP

Location: Bangalore, India

Corporate Title: AVP

Role Description

• The Asia-Pacific Anti-Financial Crime (AFC) Department supports Deutsche Bank businesses in the region manage AFC risk, is responsible for ensuring that related processes are in place and that all policies, procedures and guidelines conform to internal DB policies as well as all applicable laws and regulations.

• The AVP – AML Investigator (Level 2) AML will be based in India, responsible for conducting in-depth reviews of alerts escalated from Level 1. This role plays a critical part in safeguarding the bank from financial crime risks by ensuring timely, high-quality investigations and appropriate escalation of suspicious activity. It will be located in offshore hub for Private Banking clients. The successful candidate will bring strong investigative expertise and product knowledge to ensure alignment with global standards and regulatory expectations.

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy

• Best in class leave policy

• Gender neutral parental leaves

• 100% reimbursement under childcare assistance benefit (gender neutral)

• Sponsorship for Industry relevant certifications and education

• Employee Assistance Program for you and your family members

• Comprehensive Hospitalization Insurance for you and your dependents

• Accident and Term life Insurance

• Complementary Health screening for 35 yrs. and above

Your key responsibilities

Depending on the experience of the candidate, some or all the following responsibilities will be assigned:

• Conduct in-depth investigations into alerts escalated from the Level 1 transaction monitoring team.

• Ensure the risk coverage for the bank from an AML/CTF perspective.

• Identify and escalate potential financial, reputational, or regulatory risks uncovered during investigations to the appropriate teams within FCO and/or the designated Country AFC Officer.

• Maintain high-quality documentation and analysis of complex cases with minimal supervision, ensuring adherence to standard operating procedures (SOPs).

• Ensure triage steps and investigation adhere to mandated timeframes applicable to the respective jurisdictions.

• Prepare and/or coordinate the required management information reporting data for local, regional or global submission as applicable.

• Participate in FCO-related technical initiatives, including user acceptance testing (UAT) and process improvement projects.

• Support internal audits, regulatory reviews and quality assurance remediation where necessary.

• Provide input on key initiatives and other ad hoc projects as needed.

• Liaise with Singapore and other regional compliance or investigation leads and provide support and assistance to the applicable Country/AFC Officer with respect to regional investigation protocols and regulatory requirements.

Your skills and experience

• A minimum of 7- 9 years' relevant work experience in an AML transaction monitoring or an Investigations role from a Regulatory, or Financial Institution with background in a Financial Investigation Unit or Financial Crime Investigations and at least 3 – 5 years at a Level 2 role or equivalent.

• A minimum of 4 - 7 years' experience working with diverse banking products across business lines in Private Banking, Wealth Management, and experience in working on AML monitoring and case management systems.

• Proven sound technical AML, investigations knowledge and skills, with demonstrated hands-on experience.

• Be the subject matter expert in AML/CTF typologies/trends.

• Able to review evidential case files using knowledge of legislation.

• Working experience in Internet expertise on identifying negative news and ability to search and find information.

• Able to demonstrate problem-solving and analytical skills with an investigative mindset while ensuring attention to detail and efficiency.

• Able to work under pressure within tight deadlines with no loss of accuracy.

• Strong understanding of the legal and compliance issues of complex banking organizations.

• Experience working in or supporting cross-border or reginal teams (especially APAC), with awareness of Singapore and/or Hong Kong regulatory requirements

Education / Qualifications Required

• Relevant AML or related certifications (CAMS, ICA Diploma etc.)

• Relevant tertiary qualifications, bachelor's or master's degree in finance, Law, Business Administration, or related field.

• Demonstrated experience engaging with regulatory authorities or contributing to industry forums is highly valued.

• Familiarity with artificial intelligence and machine learning tools is considered an asset.

Personal Attributes /Background/ Work Experience Required

• Strong communicator with excellent interpersonal skills

• Strong analytical abilities.

• Team player

• Proactive and able to take initiative.

• Must be able to handle stressful situations while maintaining a professional approach to problem solving

Language Required

• Excellent proficiency in written and spoken English required

• Additional proficiency in an Asian language would be a plus

How we'll support you

• Training and development to help you excel in your career

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.