Associate Director, Data Science

Job ID: 39376

Location: Bangalore, IN

Area of interest: Retail Banking

Job type: Regular Employee

Work style: Office Working

Opening date: 17 Sept 2025

Job Summary

This role is a role within the Deposit pricing analytics team in SCMAC. The primary focus of the role is:

• To develop AI solutions that are fit for purpose by leveraging advanced data & analytical tools and technology with in WRB. The individual will be responsible for end-to-end analytics solution development, deployment, performance assessment and to produce high-quality data science conclusions, backed up by results for WRB business.
• Takes end-to-end responsibility for translating business question into data science requirements and actions. Ensures model governance, including documentation, validation, maintenance, etc.
• Responsible for performing the AI solution development and delivery for enabling high impact marketing use cases across products, segments in WRB markets.
• Responsible for alignment with country product, segment and Group product and segment teams on key business use cases to address with AI solutions, in accordance with the model governance framework.
• Responsible for development of pricing and optimization solutions for markets
• Responsible for conceptualizing and building high impact use cases for deposits portfolio
• Responsible for implementation and tracking of use case in markets and leading discussions with governance team on model approvals

Key Responsibilities

Business

• Analyse and agree on the solution Design for Analytics projects
• On the agreed methodology develop and deliver analytical solutions and models
• Partner creating implementation plan with Project owner including models benefit
• Support on the deployment of the initiatives including scoring or implementation though any system
• Consolidate or Track Model performance for periodic model performance assessment
• Create the technical and review documents for approval
• Client Lifecycle Management ( Acquire, Activation, Cross Sell/Up Sell, Retention & Win-back)
• Enable scientific "test and learn" for direct to client campaigns
• Pricing analytics and optimization
• Digital analytics including social media data analytics for any new methodologies
• Channel optimization
• Client wallet utilization prediction both off-us and on-us
• Client and product profitability prediction

Processes

• Continuously improve the operational efficiency and effectiveness of processes
• Ensure effective management of operational risks within the function and compliance with applicable internal policies, and external laws and regulations

Key stakeholders

• Group/Region Analytics teams
• Group / Region/Country Product & Segment Teams
• Group / Region / Country Channels/distribution
• Group / Region / Country Risk Analytics Teams
• Group / Regional / Country Business Teams
• Support functions including Finance, Technology, Analytics Operation

Skills and Experience

• Data Science
• Anti Money Laundering Policies & procedures
• Modelling: Data, Process, Events, Objects

• Banking Products

• 5-8 years of experience(overrall)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.