Sr. Credit Analyst

5 hours ago

Bandra Mumbai Maharashtra, India Portfolio Financial Service Limited Full time ₹ 85,000 - ₹ 15,00,000 per year

We at "Portfolio Financial Services Ltd" is looking for "Credit Analyst" for Mumbai location.

Experience: 3-10 Years

Job Location: Mumbai – BKC

Designation: Credit Analyst / Sr Credit Analyst

Primary Functions/Responsibilities:

  • Appraising proposals & credit requirements of clients & Presentation to the Management for sanctions/approvals.

  • Responsible for the pre & post sanctioning documentation.

  • To prepare the CMA report & various financial reports for the Bank.

  • Ensure the compliance with organizational / Bank credit policies.

  • Responsible for recovery/follow-up from customers for dues.

  • Ensuring TAT with respect to obtaining sanctions, clearance from compliance groups.

  • To develop, build & maintain a strong relationship with our regular (loyal) Banks as well as New Banks in the state for achievement of long term business objectives.

  • Track proposals & Update Management on daily basis/as per the defined schedule

  • Liaison with bankers for optimizing the overall cost of fund, periodic declaration etc.

  • Constant updating of knowledge/information w.r.t. any changes in the compliances / processes /markets and sharing the same with the management & team .

-

Secondary Functions/Responsibilities:

  • Conceptualizing and implementing competent strategies with a view to penetrate new relationships and expand existing ones with Banks & FIs.

  • Assessing creditworthiness

  • ss of clients and identifying the account sickness in incipient stage to reduce delinquency ratio.

Work Remotely

  • No

Job Types: Full-time, Permanent

Pay: ₹850, ₹1,500,000.00 per year

Benefits:

  • Health insurance
  • Paid sick time
  • Paid time off
  • Provident Fund

Work Location: On the road

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