IT Product Manager

2 weeks ago

Chennai, Tamil Nadu, India Steersman Talent Acquisition (Antal) Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Compensation : up to 40 LPA

Key Responsibilities:

  • Define and execute the
    product strategy and roadmap
    for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.
  • Lead end-to-end
    product development lifecycle
    , from ideation to deployment, with a strong focus on scalability, security, and real-time processing.
  • Develop
    detailed functional specifications
    for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.
  • Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.
  • Ensure adherence to
    Nacha, Fed, and card network standards.
  • Define and monitor
    key performance metrics
    (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.
  • Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.
  • Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.
  • Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Qualifications:

  • 10+ years of experience in payments product management
    , preferably in a financial institution, fintech, or payment processor.
  • Deep expertise in ACH and Wire payments
    (Nacha rules, FedWire operations etc.).
  • Experience with one or more of RTP, FedNow, and card issuing / processing
  • Knowledge of Golang development
  • Strong understanding of
    payment network integrations, ISO 20022 messaging, and API-based payment processing.
  • Knowledge of
    regulatory requirements, risk management, and fraud detection in payments.
  • Excellent ability to translate business requirements into technical specifications.
  • Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.
  • Strong analytical and problem-solving skills with a data-driven approach.
  • Exceptional communication and stakeholder management skills.

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