Hiring | Sr. Executive/AM

2 days ago

Delhi, Delhi, India Ashiana Housing Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Job Description Banking & Treasury Team

Position: Banking & Treasury Sr. Executive/Assistant Manager

Department: Finance & Accounts

Reports To: Assistant Manager Corporate Finance

Location: Delhi-Head Office

Role Purpose

To ensure the optimum utilisation of company funds, smooth banking operations, compliance with all regulatory requirements, and the delivery of timely and accurate financial reports. The role involves supporting branch operations, managing relationships with bankers, and facilitating efficient treasury management to meet the company's financial commitments and operational needs.

Key Responsibilities

  • Optimum Utilisation of Funds

  • Ensure timely transfer of funds from branches to the Head Office.

  • Continuously monitor RERA balances and plan investments where funds cannot be moved.

  • Minimise utilisation of Overdraft (OD) facilities.

  • Support branches in obtaining RERA certificates.

  • Smooth Banking Operations

  • Maintain and strengthen relationships with bankers.

  • Maintain checklists for special banking transactions (e.g., foreign payments, exceptional statutory payouts).

  • Ensure smooth loan disbursements, post-loan compliances, and final payouts.

  • Conduct regular meetings with bankers to resolve issues and improve processes.

  • Branch Transaction Support

  • Coordinate with banks to arrange Bank Guarantees (BG) for projects/locations.

  • Collaborate with senior management on funding proposals for project financing.

  • Assist branches with account openings/closings, signatory amendments, and other bank-related requirements.

  • Financial Information & Reporting

  • Prepare daily, weekly, monthly, quarterly, and annual financial MIS, including Cash Flow Reports (CFR).

  • Maintain accurate investment records, including Mutual Funds (MF) and Fixed Deposits (FD).

  • Provide management with timely, well-organised, and accurate financial data to support decision-making.

  • Regulatory Compliance & Risk Management

  • Ensure no defaults in loan payments and the timely renewal of BGs.

  • Ensure timely submission of MIS to investors.

  • Maintain compliance with all banking and statutory requirements to prevent financial, criminal, or reputational risks.

Skills & Competencies

  • Strong knowledge of treasury management, banking operations, and financial compliance.
  • Relationship management skills for dealing with banks and financial institutions.
  • Proficiency in preparing financial MIS and investment records.
  • High attention to detail and accuracy in compliance-related tasks.
  • Ability to work under pressure and meet strict deadlines.

Qualifications & Experience

  • Graduate/Post-Graduate in Finance, Commerce, or a related field.
  • Professional certifications preferred:
    • Fresher CA or CMA with a minimum of 2 years of experience in Finance.
    • MBA (Finance) with a minimum of 2 years of relevant experience.

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