senior data scientist

21 hours ago

Gurgaon, Haryana, India Innovative Information Technologies, Inc. Full time ₹ 1,04,000 - ₹ 1,30,878 per year

Job Title: Senior Data Scientist

Experience: 4+ Years

Location: Onsite – Gurgaon

Notice Period: Immediate

Domain: Housing Finance / Credit Risk

Must Have: Credit Risk Modeling & Financial Risk Analytics (please highlight in profile)

Role Overview

We are seeking a Senior Data Scientist to join our Housing Finance business in Gurgaon. The ideal candidate will have strong expertise in credit risk modeling and financial risk analytics, with a proven track record of building and implementing statistical and machine learning models to support credit decision-making and portfolio risk management.

Key Responsibilities

· Develop and implement credit risk models (scorecards, regression models, decision trees, GBM, and other ML techniques).

· Support credit decisioning by analyzing applicant data and creating predictive risk models.

· Conduct portfolio risk analysis to identify trends and improve risk assessment strategies.

· Work with cross-functional teams to integrate models into business processes and systems.

· Ensure compliance with regulatory requirements and internal model governance standards.

· Continuously monitor model performance and recommend enhancements for accuracy and efficiency.

Required Skills & Experience

· years of experience in Data Science with a focus on credit risk modeling and financial risk analytics.

· Strong expertise in Python or R, SQL, and statistical/machine learning techniques.

· Experience with credit scoring, risk analytics, or housing finance/lending domain.

· Excellent analytical and problem-solving skills.

· Strong communication skills to present findings and recommendations to business stakeholders.

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