
senior data scientist
15 hours ago
Job Title: Senior Data Scientist
Experience: 4+ Years
Location: Onsite – Gurgaon
Notice Period: Immediate
Domain: Housing Finance / Credit Risk
Must Have: Credit Risk Modeling & Financial Risk Analytics (please highlight in profile)
Role Overview
We are seeking a Senior Data Scientist to join our Housing Finance business in Gurgaon. The ideal candidate will have strong expertise in credit risk modeling and financial risk analytics, with a proven track record of building and implementing statistical and machine learning models to support credit decision-making and portfolio risk management.
Key Responsibilities
· Develop and implement credit risk models (scorecards, regression models, decision trees, GBM, and other ML techniques).
· Support credit decisioning by analyzing applicant data and creating predictive risk models.
· Conduct portfolio risk analysis to identify trends and improve risk assessment strategies.
· Work with cross-functional teams to integrate models into business processes and systems.
· Ensure compliance with regulatory requirements and internal model governance standards.
· Continuously monitor model performance and recommend enhancements for accuracy and efficiency.
Required Skills & Experience
· years of experience in Data Science with a focus on credit risk modeling and financial risk analytics.
· Strong expertise in Python or R, SQL, and statistical/machine learning techniques.
· Experience with credit scoring, risk analytics, or housing finance/lending domain.
· Excellent analytical and problem-solving skills.
· Strong communication skills to present findings and recommendations to business stakeholders.
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