Senior Analyst

4 days ago

Bengaluru, Karnataka, India Firstsource Solutions Full time

Senior Analyst

Date: Dec 15, 2025

Location:Bangalore, KA, IN

Requisition ID: 18821

Description:

Role & responsibilities :

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad

Key skills: Underwriting (Residential) , US mortgage

Position Overview

  • Candidate should have total 3+ years of US mortgage (Live & Post closing) underwriting experience.
  • Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
  • Should have good analytical and problem-solving skills
  • Should have decision-making skill when applying in business judgment
  • Evaluate complete loan documents and should provide approval or denial decision
  • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
  • Thorough income calculation Salaried income, business income, retired other income and rental income
  • Complete review of Collateral and property valuation
  • Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
  • Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
  • Validating and processing the Loan documents on behalf a Mortgage lender organization.
  • Evaluating evidence of borrowers willingness and ability to repay the obligation
    Good communication, Presentation skills, Self-motivated and hard working
    • Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or email addresses.

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