Underwriting Specialist

We are seeking an experienced Underwriting Specialist with a strong background in insurance claims processing, particularly within the General Insurance sector. The ideal candidate will bring technical expertise, sound risk assessment capability, and deep knowledge of policy evaluation and claims correlation.

Key Responsibilities

• Evaluate and underwrite general insurance proposals across multiple lines of business (motor, property, health, etc.).
• Assess risks, determine premium rates, and ensure adherence to company underwriting guidelines.
• Review and analyze claim patterns to improve underwriting accuracy and reduce loss ratios.
• Collaborate with claims, sales, and compliance teams for seamless policy lifecycle management.
• Maintain updated knowledge of market trends, reinsurance arrangements, and regulatory requirements.
• Prepare underwriting reports and contribute to product enhancement initiatives.

Requirements

• Bachelor's degree in Commerce, Finance, Insurance, or related discipline.
• 3–5 years of proven experience in general insurance underwriting and claims processing.
• Strong analytical and risk assessment skills.
• Proficiency in insurance software platforms and MS Office tools.
• Excellent written and verbal communication skills.

Preferred Qualifications

• Professional certification such as Licentiate/Associate/Fellow from the Insurance Institute of India (III) or equivalent.
• Exposure to reinsurance and commercial lines underwriting will be a strong advantage.

Why Join Us

• Opportunity to work with a growing and dynamic insurance operations team.
• Competitive salary with performance-linked growth.
• Professional development and international exposure.

Job Type: Full-time

Pay: ₹40, ₹45,000.00 per month