Risk Manager

3 days ago

Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year

Risk Manager-Support Services-Consumer Risk

Job Description: To manage credit risk across the Consumer Bank portfolio by ensuring robust underwriting, portfolio analytics, early warning detection, and policy compliance. The role involved risk evaluation of proposals, driving risk-adjusted growth, and supporting regulatory and internal audits.

Key Responsibilities:

The role requires to process, implement and develop risk strategies for Consumer business

  • Operate and maintain an effective risk management system by creating a robust risk framework which includes risk identification, assessment, mitigation, tracking and reporting
  • Evaluate product/programs/policies in line with regulatory guidelines and build strong risk controls across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation, etc.)
  • Assessment of scorecards and formulation of policies/ strategies basis scorecard
  • Ensure credit policies align with business strategy and RBI regulatory norms.
  • Conduct regular monitoring of portfolio KPIs: bounce rates, delinquency trends, and EWS.
  • Build and monitor EWS dashboards to detect stress in mortgage portfolio.
  • Use statistical tools (Excel, SQL, SAS, Python) for deep-dive analytics where needed.
  • Support ICAAP, IRB and stress testing documentation as needed.

Job Requirements:

  1. MBA/ Postgraduate in Banking Industry.
  2. Certification in credit risk, data analytics, six sigma and FRM is an advantage.
  3. 7-8 years of experience in private banks or large sized NBFC. Experience in Legal/ Technical evaluation is an added advantage.
  4. Experience in implementing scorecard models in policy and credit decisioning process.
  5. Proficiency in data mining and using visualization tools will be an added advantage.
  6. Experience in implementing BRE and rule-based underwriting and enabling automation of credit checks.
Experience LevelSenior Level

  • Risk Manager

    5 days ago

    Mumbai, Maharashtra, India Motilal Oswal Financial Services Ltd Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Job Purpose:The Treasury & Investment Risk Manager is responsible for identifying, assessing, and managing risks associated with the organization's treasury activities and investment portfolio. This role ensures that liquidity, interest rate, credit, and market risks are effectively controlled to safeguard the institution's financial health and support...

  • Risk Manager

    2 weeks ago

    Mumbai, Maharashtra, India SKS Enterpprises - Human Resource Planning and Management Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Position Name - Risk ManagerLocation - Worli, MumbaiExperience Range yrsMandatory Requirement:7 - 10 years of experience in risk management, preferably within an investment management or financial services organization.Responsible for identifying, assessing, and mitigating market, credit, operational, liquidity, and regulatory risks by implementing risk...

  • Risk Management

    1 week ago

    Mumbai, Maharashtra, India Northern Arc Capital Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Department:Risk ManagementJob Summary:The Risk Manager will be instrumental in developing, implementing, and overseeing a robust risk management framework specifically for wealth management operations, including OBPP operations, mutual fund & insurance distribution activities. This role requires a deep understanding of nuanced operational, technological, and...

  • Risk Management

    1 week ago

    Mumbai, Maharashtra, India Anand Rathi Group Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Company Name -Anand Rathi Global Intermediaries Limited (Stock Broker)Company OverviewWe are a SEBI-registered Trading Member and Self-Clearing Member with a focus on institutional broking, proprietary trading, and promoter group trading activities.Role OverviewThe Risk Manager leads the development, implementation, and oversight of risk management policies...

  • Manager - Risk

    5 days ago

    Mumbai, Maharashtra, India Equifax Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Synopsis of the Role:Risk Business Partner is responsible for providing expert challenge and oversight on the development, application and maintenance of the Risk Management frameworks across the Equifax India businesses. The role holder will have particular responsibility for delivery of the annual Risk & Control Self-Assessment plan; understanding the...

  • Risk Manager

    1 week ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title: Risk Manager - DWS Non-financial Risk Management, AVP Location: Mumbai, India Role Description Team and Position Description The DWS Non-financial Risk Management (NFRM) team is part of the DWS Chief Risk office within the DWS CFO division. The DWS Chief Risk office is a dedicated risk oversight and control function,...

  • Risk Manager

    7 days ago

    Mumbai, Maharashtra, India Deutsche Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Title: Risk Manager - DWS Non-Financial Risk Management, AVP Location: Mumbai, India Corporate Title: AVP Role Description The Team The DWS Non-financial Risk Management (NFRM) team is part of the DWS Chief Risk office within the DWS CFO division. The DWS Chief Risk office is a dedicated risk oversight and control function,...

  • Risk Management

    27 minutes ago

    Mumbai, Maharashtra, India Nomura Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    Nomura Overview:Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global...

  • Manager Risk

    5 days ago

    Mumbai, Maharashtra, India BNP Paribas Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Position PurposeThe position of this role Risk and controls (R&C) Function within the Local Finance Team is required to proactively identify, manage, and mitigate financial and operational risks at the local function level. This role will enhance the Local Finance Teams ability to achieve its objectives while ensuring regulatory compliance, safeguarding...

  • Risk Management

    2 weeks ago

    Mumbai, Maharashtra, India Hathway Cable Datacom Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilitiesKEY RESPONSIBILITIES/ ACCOUNTABILITIES:Independently conduct process audits and process reviews across various business functionsAnticipate potential risk events, perform risk assessments, and identify appropriate control measuresMonitor the progress of risk mitigation action plans to ensure timely reduction of identified risks and...