Deputy Unit Manager

20 hours ago

Pune, Maharashtra, India Bajaj Finance Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Job Purpose

This position is open with Bajaj Finance ltd.

Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. In order to manage portfolio ,reduce losses in the portfolio, identify high risk segments and identify new opportunities for business it requires good data skills to perform these activities

Duties and Responsibilities

Provide analytical solutions, credit policy and strategy, reporting and data analysis for PLCS Business

Monitor all scorecards, policies and processes across portfolios and ensure its effectiveness

Support any adhoc deep dive data analysis on portfolio matrices

Track and improve key performance indicators, losses and portfolio quality. Provide deep dive analysis on portfolio matrices.

Work closely with business team to understand their need and provide Analytical solution.

Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when required

Support in managing and improving various offer strategies, control offer generation and distribution through data analysis

Work closely with Product, Sales and Risk teams to support business growth and drive new initiatives

Required Qualifications and Experience

- Qualifications

MBA / Post Graduate with 4 years in quantitative subjects
- Work Experience
- 1-3 years relevant analytical experience.
- Preferred Coding languagesSAS, SQL, R, Python.
- Experience in handling huge data base and the ability to do root cause analysis.
- Individual contributor with the capability to deliver projects within timeline
- Effective verbal and written communication skills

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