Financial Analyst

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About Credit & Fraud Risk Finance

Credit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk Operating expenses related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity.

About the Analyst role:

Description:

• The team supports and closely work with the Finance teams and Risk teams across the globe on all aspects of Operating Expenses. Our key responsibilities include Planning, Forecasting, & Reporting - financial results for the Credit and Fraud Risk Organization. Communicate monthly results and highlight key drivers of change to better enable long-term planning. This position will be part of a highly talented team with strong intellectual curiosity. Our team is excited about solving business problems through data and insights. This analyst role will be supporting the automation of an OpEx tool and delivering interactive, efficient actionable partner support in analyzing expenses, highlighting trends and delivering a self-serve tool across the global for CFR team.

How will you make an impact in this role?

• Support credit and fraud risk organization planning, forecasting & Results Analysis of operating expenses, through close partnership with Risk leaders.
• Develop and present key analyses and monthly Opex results to senior leadership.
• Provide leadership in developing database management, data analytics, automation tool development leveraging AXP systems such as TM1 as well as end-user visualization tools (such as PowerBI, Tableau).

Qualifications:

• Hands-on experience working on financial analytics using large amounts of data
• Advanced excel modeling skills and high level of proficiency in PowerPoint are required
• Experience in process optimization in a data driven environment.
• Advanced Excel knowledge.
• TM1, Tableau, Power BI or other visualization tools experience is strongly preferred.
• SQL and Python experience
• Understanding of Cornerstone/Lumi/ Hive and Amex data environment.
• BS/MS in Engineering area is preferred or equivalent Finance or Accounting degree.
• 2 years of relevant experience

Skills:

• Highly motivated with strong sense of accountability, initiative, and a 'can-do' attitude
• Be data-driven, outcome-focused and fast learner
• Strong analytical, organizational, and problem-solving skills with good attention to detail
• Continuously seek process improvement and play a lead role in driving change in the organization.
• Team player with strong ability to build and leverage relationships to achieve results
• Ability to solve ad-hoc business problems independently and manage multiple priorities and projects while adhering to deadlines

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.