Branch Head-Commercial Vehicle-IndusInd Bank, Mancherial
2 days ago
IndusInd Bank
Job Description
Job title: Branch Head
Grade Band: JM/MM
Location: Mancherial ,
BU/Function: CFD-COMMERCIAL VEHICLE, CV-BH
Reports to: Hub Head Commercial vehicle
Role Details
The Branch Head for Commercial Vehicle Finance will be responsible for leading and managing the branch operations with a focus on commercial vehicle financing, ensuring business growth, and maintaining portfolio quality in the assigned region.
Overall Job Description
Business Development & Sales
- Lead and develop a high-performing team to achieve business targets in commercial vehicle financing
- Establish and maintain strong relationships with vehicle dealers, fleet operators, and other key stakeholders
- Identify and capitalize on business opportunities within the assigned territory
- Monitor market trends and competitor activities to maintain competitive advantage
Operations Management
- Oversee day-to-day branch operations ensuring compliance with bank policies and procedures
- Manage end-to-end loan processing, from sourcing to disbursement
- Ensure proper documentation and verification processes are followed
- Monitor and maintain portfolio quality with focus on minimizing NPAs
Team Leadership
- Lead, mentor, and develop team members to ensure high performance
- Conduct regular team meetings and performance reviews
- Ensure proper training and development of team members
- Create a positive work environment promoting teamwork and collaboration
Risk Management
- Implement risk management practices as per bank guidelines
- Ensure proper credit assessment and due diligence
- Monitor portfolio quality and take preventive measures to control delinquency
- Ensure compliance with regulatory requirements and bank policies
Relationship Management
- Build and maintain relationships with key stakeholders including dealers, customers, and industry partners
- Represent the bank at relevant industry forums and events
- Handle escalations and ensure high customer satisfaction levels
Education and Work Experience Requirements:
EDUCATION
Essential requirement: Graduate
Preferred: Exposure in Commercial vehicle segment
WORK EXPERIENCE
Essential requirement: 5+ years
Preferred: 8+ years
Any specific requirements
- Graduate/Post-Graduate degree in relevant field
- Minimum 5-7 years of experience in commercial vehicle financing
- Strong understanding of the commercial vehicle industry and local market
- Excellent leadership and team management skills
- Strong analytical and decision-making abilities
- Good communication and relationship management skills
Desired Behavioral / Functional Traits
- Strategic thinking and business acumen
- Leadership and people management
- Risk assessment and management
- Negotiation skills
- Problem-solving ability
- Customer orientation
- Communication and interpersonal skills
Compensation Range Up to 8 Lakhs
Age Range Upto 39 years
Kindly send your updated resumes on (mail subject should be Branch Head - location)
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