Branch Head-Commercial Vehicle-IndusInd Bank, Mancherial

2 days ago


Hyderabad Karimnagar Mancherial, India Indusind Bank Full time ₹ 40,00,000 - ₹ 80,00,000 per year

IndusInd Bank

Job Description

Job title: Branch Head

Grade Band: JM/MM

Location: Mancherial ,

BU/Function: CFD-COMMERCIAL VEHICLE, CV-BH

Reports to: Hub Head Commercial vehicle

Role Details

The Branch Head for Commercial Vehicle Finance will be responsible for leading and managing the branch operations with a focus on commercial vehicle financing, ensuring business growth, and maintaining portfolio quality in the assigned region.

Overall Job Description

Business Development & Sales

  • Lead and develop a high-performing team to achieve business targets in commercial vehicle financing
  • Establish and maintain strong relationships with vehicle dealers, fleet operators, and other key stakeholders
  • Identify and capitalize on business opportunities within the assigned territory
  • Monitor market trends and competitor activities to maintain competitive advantage

Operations Management

  • Oversee day-to-day branch operations ensuring compliance with bank policies and procedures
  • Manage end-to-end loan processing, from sourcing to disbursement
  • Ensure proper documentation and verification processes are followed
  • Monitor and maintain portfolio quality with focus on minimizing NPAs

Team Leadership

  • Lead, mentor, and develop team members to ensure high performance
  • Conduct regular team meetings and performance reviews
  • Ensure proper training and development of team members
  • Create a positive work environment promoting teamwork and collaboration

Risk Management

  • Implement risk management practices as per bank guidelines
  • Ensure proper credit assessment and due diligence
  • Monitor portfolio quality and take preventive measures to control delinquency
  • Ensure compliance with regulatory requirements and bank policies

Relationship Management

  • Build and maintain relationships with key stakeholders including dealers, customers, and industry partners
  • Represent the bank at relevant industry forums and events
  • Handle escalations and ensure high customer satisfaction levels

Education and Work Experience Requirements:

EDUCATION

Essential requirement: Graduate

Preferred: Exposure in Commercial vehicle segment

WORK EXPERIENCE

Essential requirement: 5+ years

Preferred: 8+ years

Any specific requirements

  • Graduate/Post-Graduate degree in relevant field
  • Minimum 5-7 years of experience in commercial vehicle financing
  • Strong understanding of the commercial vehicle industry and local market
  • Excellent leadership and team management skills
  • Strong analytical and decision-making abilities
  • Good communication and relationship management skills

Desired Behavioral / Functional Traits

  • Strategic thinking and business acumen
  • Leadership and people management
  • Risk assessment and management
  • Negotiation skills
  • Problem-solving ability
  • Customer orientation
  • Communication and interpersonal skills

Compensation Range Up to 8 Lakhs

Age Range Upto 39 years

Kindly send your updated resumes on (mail subject should be Branch Head - location)


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