field excutive

6 days ago


Palakkad, Kerala, India VYAPARAVIJAYAM TRADES & AGENCIES PVT Full time ₹ 1,80,000 - ₹ 2,76,000 per year

Job Title: Field ExecutiveKey Responsibilities:

  • Customer Interaction & Relationship Management
  • Visit customers for loan sourcing, document collection, and verification.
  • Maintain healthy relationships with borrowers to ensure trust and long-term association.
  • Provide information about loan products, schemes, repayment terms, and eligibility.
  • Business Development & Loan Sourcing
  • Identify potential customers in the field for various loan products (personal loan, vehicle loan, gold loan, business loan, etc.).
  • Achieve monthly loan disbursement and collection targets.
  • Generate leads through market visits, references, and local contacts.
  • Documentation & Verification
  • Collect KYC documents, income proofs, and other required papers from customers.
  • Conduct field verification of applicants (residence, business, employment verification).
  • Ensure accuracy and authenticity of documents submitted by the customers.
  • Collection & Recovery
  • Visit customers for EMI collection in case of cash-based repayment.
  • Follow up with overdue customers for timely payment.
  • Coordinate with collection/recovery team for delinquent accounts.
  • Reporting & Coordination
  • Update daily visit reports, lead status, and collection details to the Branch Manager.
  • Assist branch staff in processing customer files.
  • Maintain proper records of customer interactions and payments collected.
  • Compliance & Policies
  • Ensure all field activities are carried out as per NBFC policies and RBI regulations.
  • Maintain confidentiality of customer data.
  • Avoid malpractices and adhere to company's code of conduct.
  • Market Awareness & Feedback
  • Gather market intelligence on competitor products, pricing, and customer preferences.
  • Provide feedback to management for improvement in products and processes.

Job Type: Full-time

Pay: ₹15, ₹23,000.00 per month

Benefits:

  • Health insurance

Work Location: In person