
field excutive
6 days ago
Palakkad, Kerala, India
VYAPARAVIJAYAM TRADES & AGENCIES PVT
Full time
₹ 1,80,000 - ₹ 2,76,000 per year
Job Title: Field ExecutiveKey Responsibilities:
- Customer Interaction & Relationship Management
- Visit customers for loan sourcing, document collection, and verification.
- Maintain healthy relationships with borrowers to ensure trust and long-term association.
- Provide information about loan products, schemes, repayment terms, and eligibility.
- Business Development & Loan Sourcing
- Identify potential customers in the field for various loan products (personal loan, vehicle loan, gold loan, business loan, etc.).
- Achieve monthly loan disbursement and collection targets.
- Generate leads through market visits, references, and local contacts.
- Documentation & Verification
- Collect KYC documents, income proofs, and other required papers from customers.
- Conduct field verification of applicants (residence, business, employment verification).
- Ensure accuracy and authenticity of documents submitted by the customers.
- Collection & Recovery
- Visit customers for EMI collection in case of cash-based repayment.
- Follow up with overdue customers for timely payment.
- Coordinate with collection/recovery team for delinquent accounts.
- Reporting & Coordination
- Update daily visit reports, lead status, and collection details to the Branch Manager.
- Assist branch staff in processing customer files.
- Maintain proper records of customer interactions and payments collected.
- Compliance & Policies
- Ensure all field activities are carried out as per NBFC policies and RBI regulations.
- Maintain confidentiality of customer data.
- Avoid malpractices and adhere to company's code of conduct.
- Market Awareness & Feedback
- Gather market intelligence on competitor products, pricing, and customer preferences.
- Provide feedback to management for improvement in products and processes.
Job Type: Full-time
Pay: ₹15, ₹23,000.00 per month
Benefits:
- Health insurance
Work Location: In person