Credit Audit Executive

2 days ago

Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Audit Executive-SUPPORT SERVICES-Internal Audit

Job Description

Team Supervisor –Wholesale Banking Credit Audit Grade: M5/M6/M7

Location: Mumbai

Job Role

Experience in undertaking credit audit for wholesale banking.

  • Performing Credit Audits for lending business (working capital as well as term loan products) as per the Risk Based Audit Plan.
  • Review of credit due diligence process, documentation, post-sanction conditions review
  • Review adherence to internal processes as well as regulatory guidelines
  • Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
  • Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.

Responsible for:

  • Preparation of Business Understanding Document and Audit Checklist ensuring adequate audit scope coverage.
  • Finalization of Sampling.
  • Review of Audit Findings and Discussion/Closure of the same with auditee.
  • Preparation of audit reports with adequate documentation and post-report activities like closure of the audits in system and closure of actionable.

Job Requirements

  • CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting
  • Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
  • Excellent understanding of banking business processes and internal controls related to lending area
  • High energy, Passion & Self-starter attitude with good presentation skills
  • Team handling experience.

Credit Audit, Corporate Credit Audit, Wholesale Banking Audit, Lending Business audits, Credit Monitoring audit, RBI-RBS framework,

Experience LevelEntry Level

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