Lead Software Engineer

Lead -Software Engineer- Bangalore

Who are we?

Kaleidofin is a fintech focused on the mission to build a digital ecosystem ensuring finance for everyone, everywhere. We provide the ki credit platform, combining credit health assessment (ki score), middleware rails and best-in-class risk management (ki view) to enable the financial ecosystem to serve customers better. Via credit health scores for impactful finance and innovative debt structures to scale, Kaleidofin is driving towardsits goal to unlock access to tailoredfinance for women, agri and nano entrepreneurs – in India, Bangladesh and East Africa and expanding. The platform has unlocked debt capital of cumulatively more than USD 3 billion for more than 5 million customers and small enterprises working in the informal economy.

Over the years, Kaleidofin has raised capital of USD 42 million from marquee investors, including Rabo Partnerships, the Bill & Melinda Gates Foundation, the Michael & Susan Dell Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, BharatFund and IDH Farm fit Fund, who share our commitment to financial inclusion and impact.

Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. The company won the Amazon AI Conclave award for Fintech, was one of only ten startups chosen for Google LaunchPad Accelerator program in 2019 and was recognized as India's Most Innovative Wealth, Asset and Investment Management Service/Product by IAMAI. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub, was recognized as a finalist in IFTA 2023 for 'Best Use of AI in Fintech', as a finalist at the prestigious Global SME Finance Awards 2024 hosted by the SME Finance Forum and IFC. Moreover, Kaleidofin emerged as a winner at the prestigious G20 Tech Sprint 2024- Technology for the Planet.

Kaleidofin aims to become a leading player in enabling finance for everyone, everywhere. We also invest in culture and team growth, as reflected in our selection as a Great Place to Work for multiple years.

To know more about Kaleidofin, do visit our site

What you'll do:

As a Lead, you will be responsible for shaping product features and driving the technical execution of the product roadmap. You will work closely with your team to build systems that stress scalability, accuracy, and robustness. This is a hands-on leadership role – you will actively participate in design, architecture reviews, code reviews, troubleshooting, and work alongside engineers to solve problems. Your team will be presented with ample opportunities to tackle complex business problems and create real impact for our customers and partners.

Key responsibilities:

• Own the engineering roadmap, architecture, scalability, and quality of products.
• Actively contribute to design discussions, architecture reviews, and coding standards; step in with hands-on support when needed.
• Collaborate with Product Managers and Business teams to define long-term product strategy and release planning in a fast-paced environment.
• Mentor and coach engineers across levels; foster strong technical decision-making, code quality, and delivery discipline.
• Establish, enforce, and evolve engineering best practices.
• Balance short-term delivery with long-term architecture sustainability.
• Foster a culture of ownership, innovation, and continuous improvement.
• Define and implement learning and development plans, invest in team members' career growth, and create succession pipelines.

What you need?

• 6+ years of experience in end-to-end cloud software development with exposure to scalable, fault-tolerant, and secure distributed systems. At least 1–2 years managing engineering teams.
• Bachelor's or Master's degree in engineering (preferably Computer Science or related fields) from a reputed institute (IITs, NITs, or equivalent top schools preferred).
• Strong CS fundamentals, algorithms, and excellent problem-solving skills.
• Hands-on experience in system design(both high-level and low-level) with the ability to validate and improve solutions.
• Deep expertise in Java and related stack (Spring Boot), microservice-based architecture, and building maintainable, unit-tested code.
• Experience with CI/CD pipelines, DevOps, and infrastructure tooling (Docker, Kubernetes, Jenkins, ELK, Prometheus, Grafana, etc.).
• Knowledge of web technologies (JS, HTML5, CSS),UI patterns (MVC,MVVM, MVP), and exposure to Android development is a plus.
• Comfortable operating in high-growth startup environments; thrives in ambiguity and drives clarity.
• Must be comfortable working fast fast-paced agile environments. Ability to plan, prioritize, estimate and execute releases with a strong degree of predictability.
• Excellent leadership and people management skills with proven ability to develop and grow teams.
• Prior experience in fintech, e-commerce, or product development is highly desirable.
• Experience with AWS stack preferred.
• Be comfortable with a mix of hands-on development and people management. Ability to propose and validate system design - low-level and high-level both. Enjoy jamming on code refactoring, architecture and design principles.
• Strong communication skills and ability to collaborate across technical and business stakeholders.